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How can they do this? Urgent advice please - freaking out.

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Comments

  • mr.ton
    mr.ton Posts: 415 Forumite
    You can get just as good advice on these forums as what you can off a greedy solicitor (and its free on here)
    Northern Rock have declined the F&F?
    Well as a result of their greed, they ve now shot themselves in the foot & they can accept £1 per month in a like it or lump it sort of way...
  • makemedebtfreeplease
    makemedebtfreeplease Posts: 65 Forumite
    edited 13 September 2010 at 8:41PM
    Big companies tend to record the phone calls, maybe try asking for a copy of the original phone call when they offered you the f&f at £3800? Maybe then you will have some ammunition for you/your solicitor to use, or failing that like previous poster said they can just have £1 month forever!!!
  • Hi again,

    Mr Ton - I totally get what you say about the solicitor, however I have my nasty ex involved, so the solicitor was enlisted by my mom to help fight it along and to keep him in check.

    I know that the £1 per month forever is an option, but I want to move on. I want to be debt free and know that the money I have is mine. I don't want to have this hanging over me forever.

    They have acknowledged that they have offered the £3.8k and also said I can have the calls, however they are claiming that it doesn't matter as they have basically reviewed the situation again and changed thier mind. They said that I should offer the other creditors less so that they can have more.

    Greedy Horrible Northern Rock. Had a bath and re-evaluated. I will see what they come back with tomorrow as nasty ex is having a call from a senior manager and it has been sent to to complaints team who can override the decision that the arrears department made to decine the f&f that THEY suggested. If nothing comes of it I have spent all ages getting names of all directors, ops managers and generally important people at NR and I will send them all a copy of my letter tomorrow if I don't get any joy.

    Bad day at work, bad day with Northern Rock = worst monday in ages. I really do feel like I am constantly on the uphill battle. I am exhausted.

    At least I had a NSD though. :o
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