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Lots of debt
Comments
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busylittlehoneybee wrote: »I pay the TV licence monthly and thats what they take. The only things I work out are food and car. I put £300 into the car account each month and any surplus is left in there for tax, insurance, servicing etc... I put £50 per week into the food, anything left in the bills account is paying the overdraft.
If it's only a few miscalculated then it should be pretty close.busylittlehoneybee wrote: »Groceries etc. ......................... 250
Groceries should be £50 times 52 then divide by 12 to get a monthly figure of £217. Just doing that gives you an extra £33 per calendar month to spend elsewhere.:footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0 -
You probably get frontline combo on prescription from the vet - try the frontline spot on; loads cheaper and I 'm sure you won't notice any difference - check out petmeds for that. If you know anyone else with cats/dogs, do a combined order and then you might not have p&p to pay. I usually place my order with 2 other neighbours - petmeds must think I have millions of dogs for all the frontline and worming tablets I order at a time! They quite often send through offers to your email as well for 10% off or free p&p.0
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Only a small thing, I know, when youve so much to sort out, but I've started getting Frontline spot-on for our cat from a local chemist. They sell quite a lot of animal treatments which I thought were only available from the vet. The box I was getting originally from the vet for 16 quid for 3 months supply is 11 pounds something at the chemist.2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!0 -
Only a small thing, I know, when youve so much to sort out, but I've started getting Frontline spot-on for our cat from a local chemist. They sell quite a lot of animal treatments which I thought were only available from the vet. The box I was getting originally from the vet for 16 quid for 3 months supply is 11 pounds something at the chemist.
You will find it only marginally more expensive than that online but for 6 months supply. Worth a look!0 -
I've been paying a fortune compared to that! I have about 6 months supply now, but will look into all my options then.0
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