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How do I get my account details?
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leftatthelights
Posts: 472 Forumite
Hi guys,
Ive touched on this in previous posts but im going to ask anyway.
I have 3 creditors that are still showing a defaulted balance on my credit files with experian and equifax but not callcredit.
I have no account details for any of the 3 creditors and I have rang my OR but had no luck going down that route (although I didnt actually get to speak to the person who dealt with my case).
The person I spoke to was very unhelpful and just didnt seem interested at all??:mad:
Can anyone advise me on the best course of action to enable me to get my previous account numbers so I can get the defaults marked as settled?
I know that ringing the companies themselves would be the best bet but I dont want to risk all the threatening letters etc!!!
One of the companies is actually a DCA (lowell portfolio 1 Ltd) but I know that they bought the debt from Halifax which may or may not help???
Any suggestions guys???
Sorry for the long post.:D
PS, I was just going to send the standard letter from the credit clean-up stickie but I was told that without the account numbers for each creditor I will get a "sorry we cant help you" letter and then the payment demands will start up!!
Ive touched on this in previous posts but im going to ask anyway.
I have 3 creditors that are still showing a defaulted balance on my credit files with experian and equifax but not callcredit.
I have no account details for any of the 3 creditors and I have rang my OR but had no luck going down that route (although I didnt actually get to speak to the person who dealt with my case).
The person I spoke to was very unhelpful and just didnt seem interested at all??:mad:
Can anyone advise me on the best course of action to enable me to get my previous account numbers so I can get the defaults marked as settled?
I know that ringing the companies themselves would be the best bet but I dont want to risk all the threatening letters etc!!!
One of the companies is actually a DCA (lowell portfolio 1 Ltd) but I know that they bought the debt from Halifax which may or may not help???
Any suggestions guys???
Sorry for the long post.:D
PS, I was just going to send the standard letter from the credit clean-up stickie but I was told that without the account numbers for each creditor I will get a "sorry we cant help you" letter and then the payment demands will start up!!
0
Comments
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Are they on the bankruptcy petition that you submitted to court?0
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Hi Josie,
Yes, all debt were included in the BR, I was given early disharge back in August and have decided to clean up my files.
The thing is, I didnt have my account details for every creditor in the first place and it was my OR that recovered the vast majority of the account numbers except these remaining 3.0 -
Have you got your credit records from the 3 credit reference agencies?:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Hi dojo,
Yeah, Ive got all three files with experian and equifax showing all my creditors settled AND defaulted.
Callcredit is a waste of time, they dont show ANY credit agreements at all apart from my new co-op account.0
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