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How do I get my account details?

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Hi guys,

Ive touched on this in previous posts but im going to ask anyway.
I have 3 creditors that are still showing a defaulted balance on my credit files with experian and equifax but not callcredit.
I have no account details for any of the 3 creditors and I have rang my OR but had no luck going down that route (although I didnt actually get to speak to the person who dealt with my case).
The person I spoke to was very unhelpful and just didnt seem interested at all??:mad:

Can anyone advise me on the best course of action to enable me to get my previous account numbers so I can get the defaults marked as settled?
I know that ringing the companies themselves would be the best bet but I dont want to risk all the threatening letters etc!!!
One of the companies is actually a DCA (lowell portfolio 1 Ltd) but I know that they bought the debt from Halifax which may or may not help???

Any suggestions guys???

Sorry for the long post.:D

PS, I was just going to send the standard letter from the credit clean-up stickie but I was told that without the account numbers for each creditor I will get a "sorry we cant help you" letter and then the payment demands will start up!!

Comments

  • Are they on the bankruptcy petition that you submitted to court?
  • Hi Josie,

    Yes, all debt were included in the BR, I was given early disharge back in August and have decided to clean up my files.

    The thing is, I didnt have my account details for every creditor in the first place and it was my OR that recovered the vast majority of the account numbers except these remaining 3.
  • dojoman
    dojoman Posts: 12,027 Forumite
    Have you got your credit records from the 3 credit reference agencies?
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • Hi dojo,

    Yeah, Ive got all three files with experian and equifax showing all my creditors settled AND defaulted.
    Callcredit is a waste of time, they dont show ANY credit agreements at all apart from my new co-op account.
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