Provident/Greenwoods Help Needed

nick282

Hi, new here so hope I can get some help on this.

I have several loans under my name and my wifes name.

Here are the amounts and repayment totals.

1539.98 @ 40 PW
816.23 @ 26 PW
523 @ 20 PW
639 @ 13 PW
676.80 @20 PW
518 @ 10 PW

I have written to them on numerous occasions to reduce the debt with official letters and budget sheets and not got any reply what so ever.

I called head office and they referred it to the local manager who reduced one for 4 weeks but it just isn't enough.

I am having to take on loans to keep myself afloat and it is digging me deeper.

I am on benefits, namely income support and my wife is disabled and she gets disability living allowance.

I have done an accurate budget sheet and the total disposable income without any housekeeping or anything extra leaves me with £40 per week.

Can anyone advise me what to do because I have tried to reason with the collector, the manager and head office and they just don't seem to understand.

I can't carry on paying off £129 per week because it is killing me and my families life and this has been going on for 2 years.

I know most of you will say, well you shouldn't have taken them on etc etc but that has gone now and I want to find a reasonable way of taking them on and being debt free again.

best_mum

hi i think you should give cccs a ring its a free service ( consumer credit counceling services

fozmcfc

Hi, post your post over on the debt free wanabee section of the board.

Plenty of people on the board, who can give advice/support about your situation.

Good Luck!

Enfieldian

Jesus. You are in a right old mess, aren't you.

Your doorstep must be like Picadilly Circus.