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Quick question

Hi,

I have taken the below out of the clean up letter in the stickie:

Currently the information that you have recorded against my name with the Credit Reference Agencies is factually incorrect, and despite several written requests to your customer services , as yet your company has failed to correct the entries as required.

• It is requested that if you intend to default the account, the default entry must be <Date if your bankruptcy>, in accordance with the Data Protection Act.

• It is requested that you mark the account in some way as to indicate that it is settled or satisfied, in accordance with the Data Protection Act.

The Information Commissioner has indicated that I should allow you 28 calendar days from the date you receive this letter to comply, during this time you are requested either to update the Credit Reference Files correctly (of all three Credit Reference Agencies) or notify me in writing the reasons that you refuse to.



The section I have marked in red is the part im unsure to include. 5 of my creditors are still showing a defaulted balance BUT all 5 show a default date of early 2007.
Due to the default dates being 3 years before BR do I even need to include the highlighted section of the clean up letter??

I dont think I have to include it because it isnt relevant but I just wanted to ask your opinions first before I sent the letters off.

Thanks in advance.:D

Comments

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