Charging order on property - Court case withdrawn

Barry1108

Hi,
I received a letter with court details regarding Largo Law requesting a charging order on my property for a debt which is almost 10 years old and statute barred.
When I went to court last week the clerk of the court told me that the solicitor representing them had been in earlier and withdrawn their case and they wouldn't be proceding.
Does this mean the whole thing is dropped now or can they change their mind and come after me again?
Sorry if its a stupid question but I dont know whether I can get excited ir not!

AMILLIONDOLLARS

The case is closed. Bacause the debt is over 10 years old they can't do a thing about it. why their solicitor didn't advice them sooner is anyone's guest, maybe they wanted to charge them for their time, hence turning up to court when a simple phone call could have done the trick!

Anyway good luck for the future.

AMD

saltnvinegar

AMILLIONDOLLARS wrote: »

The case is closed. Bacause the debt is over 10 years old they can't do a thing about it. why their solicitor didn't advice them sooner is anyone's guest, maybe they wanted to charge them for their time, hence turning up to court when a simple phone call could have done the trick!

Anyway good luck for the future.

AMD

Too right their solicitor would have known that.

I'm thinking a bit of skull duggery in an attempt into frightening you into coughing up the money and when that didn't work they had to withdraw.

But maybe I'm being too harsh and cynical and that the DCA industry would never stoop to such tricks......

SnV

DarkConvict

The other side of the story. I'm only saying this because mistakes can happen, even if you talk to the court.

Do you have a letter stating your case has been withdrawn, it could have been a clerical error in saying the case was withdrawn. You wouldn't want to do nothing and find out it had really gone to court and you didnt defend the case.

pepe2008

I'm thinking you should be contacting them and asking for compensation for the unneccessary distress they have subjected you to!

You can take this forward via the Financial Ombudsman once you have contacted the idiot who has just either tried his luck......or proved his incompetence.

Dont stand for it.

DarkConvict

Going to the FOS is a grey area, a dispute really needs to be in deadlock first. The FOS does not recognise any uk laws as stupid as that sounds. They will ignore the fact that a debt may or maynot be statute barred stating its for a court to decide. However you may have grounds on wasting your time and that of the court system with empty threats.

Thats not to say some people have managed to get some few hundred pounds of compensation from the FOS due to harassment. I know you "pepe2008" had previous trouble with a DCA and had them hung under the FOS.

saltnvinegar

DarkConvict wrote: »

The other side of the story. I'm only saying this because mistakes can happen, even if you talk to the court.

Yes I agree mistakes can be made, but to put into context this would be like Wayne Rooney turning up at the City of Manchester Stadium for a home game.....:)

Its usually courteous though to acknowledge making a mistake so an apology from the claimant would be in order at the very least.......... (holds breath!)

pepe2008

True, but they do recognise the fact that Companies are not following the rules of fairness or good management/best practice in the Financial relationship.

The Solicitors, under instruction of their Clients ( I assume) have attempted to get a Charging Order against the OP. They have (?) withdrawn their action belatedly but still caused the OP distress.
'Sorry for the heart attack, we've changed our minds/made an error' etc just doesnt wash.

Barry1108

Thanks very much for the replies, it appears I am safe to celebrate then.
Just to note - I did actually turn up to the court and after speaking to the clerk of the court who advised the case was withdrawn I made sure she made a note that I had attended.
Also, I wont be taking it further, just happy that its gone away.
Thanks again
:j