tfs loans

sharilou75

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hy, just enquiring to see if anyone has heard of tfs loans?...they have accepted us in principal for an unsecured personal loan at an apr of 97%!...I know you're thinkin we must be mad to even consider this but because of our bad credit including defaults, they are the only loan we can get.
We have got ourselves in a mess with payday loans and even though my hubby earns a really good wage and my income isn't bad we just can't seem to pay these every month. We would save approx £ 200 per month if we did this.
We are also in a position where we are going to need a new used car soon, and this would give us enough to purchase something around £1500, we can't get finance and my husband needs a car to get to work.
I have had the loan documents ready to send for over a week now and just can't seem to post them, even though I know this is our only option. I really need some help on this, I can't sleep at night.
Thanks for listening
Sharon

womble100

i would not bother sending application.they will reject you unless you know a home owner who will back your application.their interest rates are a joke.loan sharks on the high street.

revolu

You would be better off telling the payday loans people to go to hell and report your cash cards stolen, most of these guys dont have a consumer credit license and would not take you to court, you have a bad rating so have nothing to lose.

Don't borrow any more money, this is the key to getting back on your feet, make cut backs, spag bol is popular for a reason you now.

If you are desperate for a car I know a group who lend, but rates are high, if you keep the term short say 2 years its a not to bad. Now doubt some goons on here will say I am contradicting myself but no car=no job

pm me for group details, I am not linked to them in anyway

Ladyd1

Hi I am also desperate for a car and finding it very difficult to get one on finance would u also be able to pm me the details of the group pls!?
Ladyd

tomboy1_2

can you please pm me the group name i desperatly need to replace my car

BugsyBrowne

sharilou75 wrote: »

hy, just enquiring to see if anyone has heard of tfs loans?...they have accepted us in principal for an unsecured personal loan at an apr of 97%!...I know you're thinkin we must be mad to even consider this but because of our bad credit including defaults, they are the only loan we can get.
We have got ourselves in a mess with payday loans and even though my hubby earns a really good wage and my income isn't bad we just can't seem to pay these every month. We would save approx £ 200 per month if we did this.
We are also in a position where we are going to need a new used car soon, and this would give us enough to purchase something around £1500, we can't get finance and my husband needs a car to get to work.
I have had the loan documents ready to send for over a week now and just can't seem to post them, even though I know this is our only option. I really need some help on this, I can't sleep at night.
Thanks for listening
Sharon

97% APR thats not a bad rate actually blo0dy excellent, you don't have their website or contact number on hand by any chance?

Enfieldian

star-fire wrote: »

97% APR thats not a bad rate actually blo0dy excellent, you don't have their website or contact number on hand by any chance?

Lol.

Could you not put it on your Barclaycard?

triticale

To the two n00bs above, desperation does not a sound financial decision make.

BugsyBrowne

triticale wrote: »

To the two n00bs above, desperation does not a sound financial decision make.

What do that mean in english?

KingElvis

Blimey, are you serious? 97%

You really need to get yourselves sorted out, go to the Debt Free Wannabe section and get a grip of reality.

triticale

star-fire wrote: »

What do that mean in english?

It means, those who join a forum in order to beg for contact details of a high interest rate sub-prime lender are likely destined to become sucked even further into a spiralling debt nightmare.

Hope I haven't used any words that are too big.