works pension question

jimmy1405

hi, looking for advice i,m 46 years old caring for my mother, i,m looking to claim my works pension on ill health through caring for my mother, it means while i,m caring for her i cant get a decent income and are struggling with bills mortgage, i got made redundant in 2008 and now care for her and can,t look for work, i,m been told to approach the trustees with my concerns , who can i get to show me the correct to write the letter, any advice would be greatly appreciated

McKneff

I am reading that although you have ill health the reason that you cant look for work because you look after your mother
So as far as I am aware you cant claim your pension till you are 55 years of age.

jimmy1405

ty mc, i do realise that, i was looking for some way around it

cashbackproblems

Dont think there is any way around it, no harm in writing to the trustees even tho its a long shot? Maybe they can give u a lump sum at a reduced rate?

seven-day-weekend

Unless you are retiring on health grounds, you can't access a Pension until you are 55 when you can take £25% as a lump sum. Ill-health retirement is notoriously hard to get.

Have you posted on the Benefits board to make sure you are claiming all you are entitled to? Such as help with Council Tax, Carers' Allowance?

Also, take a trip to see a Benefits Advisor at the CAB who will be able to advise you according to your circumstances