Unable to pay

abc1989

Hi,

Im unable to pay my debts! Not sure how many debts I have as they have all been passed onto debt collection agencies! Im in aroung £4,000 to £7,000 debt. I'm on a low income and after my rent, basic bills and food are paid I'm left with £50/60 a month which is no where near my debt re-payments - However I am willing to move back into my mothers home to reduce this which will up the payment to about £100/£200

Im not sure what I can do, as Im not sure what debts I have - I know its very very silly of me not knowing but Ive been keeping my head in the sand for a while until now and Ive realised how stupid Ive been! Can the CAB tell me what debts I have?

Is there any loans, payment plans or anything like that where I can make it all into one monthly payment??

winner12

Hi there
Well done for posting here thats the first step you shoud try one of the free charities National Debt Line CCCS or CAB they will ask you to do a SOA which you can post here and someone will be along to advise you shortly they will then help you work out a payment to offer your creditors but only after you have paid for Mortgage Rent Food and Utility bills even if its only £1 a month but do give them a call and hang on in there they are very busy with lots of people in the same position you are not alone
Good Luck