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Help Please in debt and dont know what to do

Hi there,
I have been a lurker on the board for a while and want some advice on what to do with our debt situation.
I went on the Debt Remedy and it says we are just about managing to meet our payments so cant go on a dmp.
I want to post a SOA but dont know how to??
Can someone tell me step by step (button by button) how to get the soa up so you can help us
Thanks Annie
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