A bit worried someone has got my details and applied for this!

LauraLou1985

I've just received this email and I'm a bit worried. I have never heard of this company, let alone have I ever applied for a loan from them! I'm pretty sure this is just spam e-mail but thought I'd check with you guys to see what I should do- ignore it (first instinct) or contact them and tell them I do not have a clue about this application and ask them to take me off their records.

Hello Laura,


I hope you saw my email from yesterday, I have been passed your recent payday loan application and I have good news for you; we have over 540 lenders and I believe we have found you a loan of up to £5000.


To complete your loan application is easy, just click on this pre-approved application link: Pre-Approved Application76325-79
If you could fill in your most up to date details just to make sure we have your most up to date details and I'll do the rest.


Regards,
Hazel

A bit more info:

23.1% APR Typical. The actual APR will depend on the lender, the loan amount and your credit circumstances.
At this rate £5000 borrowed over 60 months payments would be approx £135.16 per month.
Total payable would be £8109.88. Credit available to persons over 18.

Loan Centre is a trading name of Veritable Finance. Registered in the UK, number 5987716.
Registered Address: 46 Alexandra Street, South End On Sea, Essex, SS1 1BJ

The Loan Centre is a licensed credit broker, Consumer Credit License Number 612531
The Loan Centre is an independent company and is not associated with any other loan searching or loan comparison site.

Am I just being paranoid????

redpete

Just ignore it; contacting them, even to deny you're looking for a loan and do not want anything to do with them, will only confirm that the email address is valid and possibly attract further spam.

LauraLou1985

Thanks, that's what I thought I should do but just wanted to check!

izzybusy23

I get inundated with these kind of emails!! I just move them into my junk inbox.. just ignore them!

debbiemc6

Laura - if you can see an unsubscribe button on the bottom on the email then click on that. Do not reply - these people are complete crooks and have ripped me off. Have nothing to do with them and delete the email.

DVardysShadow

debbiemc6 wrote: »

Laura - if you can see an unsubscribe button on the bottom on the email then click on that. Do not reply - these people are complete crooks and have ripped me off. Have nothing to do with them and delete the email.

Never click on an unsubscribe in an unsolicited email. It just proves that the address is valid and puts you on a higher ranking address confirmed spam list.

cobalt59

Add them to your junk email list. Deffo spam.

redpete

debbiemc6 wrote: »

Laura - if you can see an unsubscribe button on the bottom on the email then click on that. Do not reply - these people are complete crooks and have ripped me off. Have nothing to do with them and delete the email.

The unsubscribe button is the same as replying - just delete emails like this without doing anything else.