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Alliance and Leicster payoff

I currently have a loan with A&L have used the rule of 78 calc and added what I thought was the ERP, but a&l have given me a settlement higher than I could work out.

Can anyone advise on how the a&l work out their settlement figures.

The reason I ask is that I cannot find the T&C i signed upto

Rgds
W666

If you don't ask, you don't find out!

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