Budgeting help please

slummymummyof3

Have you tried using the cashback sites as well? If you are doing insurances, shopping, mobile phone etc.

When you go to Lidl, make sure you have a £ coin for the trolley and take your own carrier bags.

littlesue

when your shopping go down a brand, use there own brand we did it and you can hardly tell the differnce. Also get recipe books from thee library you can get them for beginners belive me i used to burn everything! but you do enjoy it i know i do. Its all about cutting back and budgeting, i know its not easy but once you start seeing that bit exrta you saved you'll be happy. There a lot of people with good advise to help you its just taking the first steps.
good luck.

tellmeitsfriday

whyowhy wrote: »

Thanks Hannah.

I used Bob Martin before, but it didn't work. I used Frontline with my last cat, but the vet told me that it isn't effective in my area anymore. Is he spinning me a line?

I have swapped from Frontline to Advantage because it simply did work...

but you can do it ever 6-8 weeks rather than ever 4, especially in the part of the year when the fleas aren't so active.

You really should worm the mog at least a couple of times a year too.. (the supermarket wormer is fine ) x

whyowhy_2

Me and my furry friend are very grateful for all the advice. I am learning something new every day. I sometimes feel so alone - so it's so good to know that I'm not.

PS. I have not spent a penny today. Actually - I feel more in control than I have in a long time.

This board has been a life saver :T

MacsReturns

Many years ago our family cat was very 'sensitive' to tinned cat food (yes, it was messy... enough said :eek:) and our solution to that was fresh fish - we went to the local fish market and bought 'flaps', basically small cuts removed from the fish where the fins were. Boiled up, these were just the thing for our moggy - he thrived on it, and it worked out pretty cheap compared to the evil stuff he couldn't eat. The question is, can you (and your lodgers) abide the aroma of big tubs of boiling fish every weekend?

salamjanab

Hi,
Does anyone know How CSA will calculate the CM, if I become self employed.
I am an employee (PAYE) and looking to start contracting and become self employed, may be for the same company or for another employer.
I have been to the CSA website which says that they will look at my earnings, and if its a new business (which will be the case) they will ‘assume’ Gross Earnings. Will they assume based on my current earnings?
More specifically, if anyone has any knowledge of three options of being self employed, 1) Open my own company, 2) Umbrella Company, 3) Get Tax number and become self employed without opening any company (or business bank account).
At the moment I am paying 20% of my salary but still facing issues and its been months I haven’t seen my kids. I was wondering that if i become self employed and not forced to pay the amount, then I can agree with her that she will get the same amount from me provided she let me see the kids regularly.
Between both of us, she has always said that she does not want children to be away from me as I clearly love them very much and they are attached with me too, but she does not act or say the same when it involves court or council!!
Thank you in advance for sharing your thoughts and advising on this matter.