Up date on debt help

FOURCANDLES_2

HI just an update i am helping a friend with a dmp a quick question he has had a few letters , sent if offer of payment plus soa they the dca send repeat letters etc how many times does he need to write to them he sends a monthly payment but surly he cant keep repeating himself in the same letter he has sent the 3 as advised by debt line , offer request to freeze interest, letter to say why they could not freeze interest and accept payment to the third which was take me to court if you so wish.
thanks for your help

Hannah_10

Did he send them by signed-for post?

FOURCANDLES_2

yes the first lot , not the others if he did that he would have less to pay off debts as everything is that tight.

winner12

Hi there
Have had same problems myself I think its normal practice to send letters it is frustrating im coming up 6 months into my DMP and still get letters repetative ones too i have stated my cicumstances have not changed and my SOA remains the same and offer to carry on paying with some creditors its gone quiet but not with others
I hope this helps

Jinx

I get two letters per month from most of my creditors, I just file them unless they are specifically asking a question ie time for a review.

At each change in circumstances I notify them all by letter, payments can go down as well as up lol

Tell your mate to get a filing system in place and keep copies of every letter sent as well as all letters received, its his proof of outstanding bills and correspondence/attempts to settle etc. Cos we all know how trustworthy debt collectors are ....