Proof for S/E Mortgage - Advice please

joeblack066

I am self employed, as a Health , Safety and Training Consultant. I only provide a service, fo which I invoice. My only expenses are mileage related so my accounts are very simple, no goods or anything. Because of this I do my own accounts and submit an online self assessment. What would a mortgage lender need to see? Would it be ok to submit my accounts to a chartered accountant for them to 'rubber stamp' them? Thanks!

GMS

How many years accounts do you have?
You could try to get an accountant to provide a reference for you but it may be easier to use the SA302 forms you will have receieved each year from the Inland Revenue. Most lenders would acceot this as proof.

joeblack066

In April I will have 3 full years. Thanks for your reply, that really helps!

GMS

There are lenders who will use less than 3 years. Best thing is to see a 'Whole of Market' broker.