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Pension - where to move it.
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That is just the day to day expense and does not cover things like car repair/replacement, washing machine TV etc replacement, clothing, holidays i.e. items that should be budgeted for and will now have to come out of the capital.
Suggest you do a realistic proper budget then, including everything.Have a look at the "Statements of Affairs"(SOAs) that the people on the Debt board produce - they are a very useful template for estimating costs.No ISA's etc as I had to cash all those in
That was an error.NEVER cash in an ISA if you can possibly avoid it, as you lose that tax free allowance forever.
Trying to keep it simple...
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