Thursday 2nd September - What small things will you do today?

catmiaow

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important


Hello all,

My list for today is:

Check bank
Email friend back
Do comps before work
Check on washing hanging up to dry
Vacuum upstairs and living room
Ring my nan using free mins during lunch
See to pets and take rubbish out
Mop kitchen floor
Post test letter
Go to work
Dinner from stores - pasta bake
Do more comps

Hope everyone has a good day

josiebabie

Morning!
Did well yesterday and acheived all on my list yesterday. Had a lovely night off from DD last night and slept REALLY well, too well in fact as I woke up at 6.33am and I was supposed to leave the house at 6.35am!!! :eek:

So today I have the following to acheive...
- [STRIKE]Check banking[/STRIKE]
- [STRIKE]Recheck red book as I noticed a miscalculation last night but had no tippex at home[/STRIKE]
- Snacks from stores but no time to make lunch properly! :mad:
- Picked DD up ex's house this morning as he has bought lots of nappies and wipes! Wohoo!
- Do some WIP today
- [STRIKE]Change signature to reflect grocery budget/petrol budget[/STRIKE]
- Do more research over fence panels for garden
- Measure back garden tonight to see how many panels I will need

Jx

OliveOyl_2

Morning All :wave:

Not doing so well so far this month! I will manage more NSD's it is true, but that's because there is NO money to spend

So today I have/will:

• 30 mins on the CT
• supper from what's in the fridge
• start packing stuff for our trip to the UK -including all those hand-knitted Christmas presents :D
• water the seedlings, plant out what I can so they don't die before I get back
• take a battery back for the neighbour - he's kind enough to lend me their car, so in return I must overcome my shyness and fight his corner on a faulty battery....
• check banking - not a pretty sight this month
• carry on knitting - a few more things to be completed.

Have a great day everybody :A

Wannabe01

Good Morning Everyone. Thanks to Cat for starting the thread

I had a good day yesterday completed almost everything on my list and I even managed to get an early night

My list for today is:

• Get DS off to school
• Quick Shower
• Catch up with emails
• Catch up with one poll
• Work for client 1 (1 hour)
• Complete E assignments (I’ve got 4 to do) I couldn't complete them as waiting to get some information back
• Catch up with the laundry I got some done will do more tomorrow
• Look into new freelance jobs looked into some will do some more tomorrow
• Look into new temp jobs
• Lunch from stores
• Boil the tomatoes for tonight’s dinner (Spaghetti Bolognese)
• Take meat out the freezer
• Make booking for bowling on Saturday
• Work for client 2 (2 hours)
• Collect DS from school
• Party plan paperwork
• Work for client 3 (2 hours)
• Catch up with administration
• Organise emails
• Check and water the plants

I think that is everything that I need to do today, so here goes………

nowpanicking

Good morning everyone,

Payday today!!!! :j

My list for today: -

• check on-line banking
• check surveys
• breakfast and part lunch to work (no fillers left in the house)
• big shop tonight - within budget allocated
• hair cut today (not DFW but it is only every 12 weeks now... used to be every 8 )
• check out prices of bathroom heaters (towel radiator type thing as ours isn't working)

Think that's me for today, have a happy Thursday everyone x

PurpleFairy26

Morning all!

Hope you all having a good day. List for today:
[STRIKE]Taking DD for first trial session at nursery[/STRIKE]
Lunch from freezer
[STRIKE]Get some blackout material[/STRIKE] and send to friend in holland, they don't have it over there
Sort outfits for us all for christening we're going to at the weekend
Make something with the apples and rhubarb picked from garden yesterday. Really pleased a apple tree is only 3 foot tall but have 4 good sized apples and more to come
Stick to WW
[STRIKE]Continue to sort out spare room boxing things to keep and ebaying/ carboot the rest[/STRIKE]

Think that's all, have a good sunny day everyone

stitching_witch

Morning all, and a bright, sunny morning it is in Wiltshire!

So far today I have:

• made a lunch to take to work
• fed and watered chickens
• come to work on motorbike rather than the car as it's cheaper
• sent DH off to the allotment site as there are tons of damsons to be foraged

I will also:

• have all meals from mealplan/stores
• possibly make some jam tonight depending on the damson situation
• try not to panic over this month's finances (total of £7.15 left and it's only 2 days since payday :eek::eek::eek:)

I might also make a doctor's appointment later to find out why I'm not sleeping.....

redsam

Morning All

today....

-sent my CV for a job that interviews are being held today! You never know, even though I am over qualified they might entertain it!
-go to the allotment and pick pluck and pull everything i can
-get some back fat and pork shoulder to mince to make chorizo sausage
-sort chickens and greenhouse
-ring virgin to change my bill
-my laptop arrived yesterday but they wipped everything including software so need to sort that today grrr
-take a few bits to the tip
-try not to stress over the lack of job!

Have fun all

determined_new_ms

josiebabie wrote: »

Morning!

- Do more research over fence panels for garden
- Measure back garden tonight to see how many panels I will need

Jx

Josie we need fence panels, where are you getting them from?

OliveOyl wrote: »

Morning All :wave:

Not doing so well so far this month! I will manage more NSD's it is true, but that's because there is NO money to spend

So today I have/will:

• take a battery back for the neighbour - he's kind enough to lend me their car, so in return I must overcome my shyness and fight his corner on a faulty battery....

Have a great day everybody :A

sorry to hear about the financial situation Olive. Funny that you've said ur shy, it doesn't come across like that

stitching_witch wrote: »

Morning all, and a bright, sunny morning it is in Wiltshire!

So far today I have:

• try not to panic over this month's finances (total of £7.15 left and it's only 2 days since payday :eek::eek::eek:)

.

oh no stitchy, what will you do? Can you sell anything (any corsets?) or do you have everything you need to survive the month? x

determined_new_ms

Morning :hello: I've woken up with a corking headache really unusual as I don't really get them and haven't been drinking & have been ensuring I'm drinking lots of water. Will have to just rest until it passes...

My week off has flown by! I can't believe its Thursday already :eek: must make the most of these last few days today my list is largely going to be all the things I didn't do yesterday

• go for run (week 1, day 2 )
• [STRIKE]work out cc payments[/STRIKE] that was very taxing this month! Money coming from loads of different accounts due to the holiday (:j)
• [STRIKE]pay cc1 & cc2[/STRIKE]
  
• contact holiday rep & give passport deets
• see if I can do oh's Sorn declaration online before DVLA come & crush his bike :eek:
• [STRIKE]go collect parcels from sorting office before 11.30 (so exciting!!! :j)[/STRIKE] nothing for me, and nothing exciting...
• [STRIKE]do Mrs Flylady for yesterday (:o) & today[/STRIKE]
• finish reading Dali Lama
• [STRIKE]check banking [/STRIKE]
• NSD - has to be as yesterday was mega expensive! clearly today is not going to be a NSD after absconding to the grabit board
• [STRIKE]update spending diary & work out spending money for rest of the month[/STRIKE]
• [STRIKE]call dd later (she was a bit down yesterday)[/STRIKE]
• [STRIKE]dinner from stores[/STRIKE] used rice I had frozen last time oh cooked to much of it , a couple of carrots & some yogurt that needed using up & some of my HG toms
• [STRIKE]make banana bread[/STRIKE]
• any surveys available
• check pigsback
• [STRIKE]check mysupermarket for a couple of bits we need[/STRIKE]
• [STRIKE]update sig re GC[/STRIKE]
• [STRIKE]bought some pumps from Mr A reduced to £3[/STRIKE] :j

and I think that's me I won the xbox for ds' birthday next week. £165 :eek: but it includes 11 games. I'm a bit sad as I wanted to get him driving lessons but its not what he wanted...

starnac

having a bad day today with banks. my list today

[STRIKE]hm bread[/STRIKE]
[STRIKE]ring stupid banks[/STRIKE]
[STRIKE]sort out their stupid mess[/STRIKE]
buy anniversary present for DH
[STRIKE]HC maybe even dry outside[/STRIKE] hung outside to dry
[STRIKE]ebay listings[/STRIKE]
[STRIKE]hoover front room[/STRIKE]

can't think of anything else at the mo cos i'm still a bit annoyed. may come back and add to it

happy thursday everyone