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Question bout an old debt.
Warriorsith
Posts: 441 Forumite
Hi
About 4/5 years ago I got a loan via 'Virgin' whose associate was MBNA, at the time I was living at a differant address I am now. when I moved I informed everyone of the change of address,I have moved a total of 3 times since then and thought it strange how this company failed to contact me the 1st time I moved, either way they MBNA/Virgin defaulted the account which as bout £1400 to repay. Earlier this year, May/June I think this account disappeared and I thought how lucky I was as the default was removed. To my dismay on Friday I receive a letter stating that I should contact a number and discuss this account. I haven't paid to this account for over 3 years and I have no record of the agreement made in regards to this loan.
So I am looking for some advice prior to me contacting this company, can any of you help me?
About 4/5 years ago I got a loan via 'Virgin' whose associate was MBNA, at the time I was living at a differant address I am now. when I moved I informed everyone of the change of address,I have moved a total of 3 times since then and thought it strange how this company failed to contact me the 1st time I moved, either way they MBNA/Virgin defaulted the account which as bout £1400 to repay. Earlier this year, May/June I think this account disappeared and I thought how lucky I was as the default was removed. To my dismay on Friday I receive a letter stating that I should contact a number and discuss this account. I haven't paid to this account for over 3 years and I have no record of the agreement made in regards to this loan.
So I am looking for some advice prior to me contacting this company, can any of you help me?
"I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre
'Proud To Be Dealing With My Debts'
DFW Member No.495
'Proud To Be Dealing With My Debts'
DFW Member No.4950
Comments
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It is still approx 1400, but I haven't any spare money to repay it at the moment so I don't really want to contact them. All the letter says is:
'We have recently obtained confirmation that you are a resident at the above address. We need to talk to your about your account and would recommend that you contact us. We look forward to your call.'
So you think I should ignore it until I can make repayments?"I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre
'Proud To Be Dealing With My Debts'DFW Member No.4950 -
Okay, many thanks for your advice. Are Cabot Financial a known debt collectors then?"I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre
'Proud To Be Dealing With My Debts'DFW Member No.4950 -
any more views? (bump.....)"I AM THE GATEKEEPER OF MY OWN DESTINY" Nacho Libre
'Proud To Be Dealing With My Debts'DFW Member No.4950
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