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A free £500 loan???

Stuart_W
Stuart_W Posts: 1,819 Forumite
Part of the Furniture 1,000 Posts Name Dropper
Correct me if I am wrong, but in theory shouldn't this work:

From Quidco, go to Finance > Loans > A&L

Click on the link to be taken to A&L loans.

Quote for a £500 loan over 12 months. At 17.9% APR this has repayments of £45.51 per month, a total of £546.12 repayable over the term.

Quidco offer to pay a £66 commission for a completed loan, covering the interest and actually providing almost £20 profit too.

I guess this is similar to stoozing with a credit card, but a simpler version.

Can anyone confirm this works???

Comments

  • Astaroth
    Astaroth Posts: 5,444 Forumite
    According to the A&L calculator it would be a 12 month free loan of £500 and nearly £20 + 12 months decreasing interest on the £500 profit.... the question is, is £20 really worth the hassle of going through a loan application and having more things on your credit report?
    All posts made are simply my own opinions and are neither professional advice nor the opinions of my employers
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