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trust deeds and credit rating

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hi
signed a trust deed over 6 years ago
during it my credit file was really bad obviously however 6 and a half years have now passed will it automatically be wiped from my file?
thanks in advance

Comments

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hello tvaddict, Sorry don't know anything about trust deeds....until a Scottish poster can answer, have a look on this link:-

    Trust Deeds - Click here

    Best wishes
    If...x
    "If wishes were horses, then beggars would ride"
  • hattybee
    hattybee Posts: 108 Forumite
    All accounts included in your trust deed will stay on your credit report for 6 years - so should now be wiped off.
  • thanks very much will this clear automatically
    as i want to apply for a contract phone but scared it gets declined
    thanks
    x
  • Tigsteroonie
    Tigsteroonie Posts: 24,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I found that a fair number of my creditors had an incorrect date listed as the default date, meaning that outstanding debts would be delayed in being automatically cleared after 6 years (some by as much as 18 months). - so I ended up writing to all the entries with errors asking for them to be corrected under ICO rules. You might want to get a copy of your credit references and check the dates.
    :heartpuls Mrs Marleyboy :heartpuls

    MSE: many of the benefits of a helpful family, without disadvantages like having to compete for the tv remote

    :) Proud Parents to an Aut-some son :)
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