trust deeds and credit rating

tvaddict

hi
signed a trust deed over 6 years ago
during it my credit file was really bad obviously however 6 and a half years have now passed will it automatically be wiped from my file?
thanks in advance

IF

Hello tvaddict, Sorry don't know anything about trust deeds....until a Scottish poster can answer, have a look on this link:-

Trust Deeds - Click here

Best wishes
If...x

hattybee

All accounts included in your trust deed will stay on your credit report for 6 years - so should now be wiped off.

tvaddict

thanks very much will this clear automatically
as i want to apply for a contract phone but scared it gets declined
thanks
x

Tigsteroonie

I found that a fair number of my creditors had an incorrect date listed as the default date, meaning that outstanding debts would be delayed in being automatically cleared after 6 years (some by as much as 18 months). - so I ended up writing to all the entries with errors asking for them to be corrected under ICO rules. You might want to get a copy of your credit references and check the dates.