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I hate money... Can someone help me!

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Quite simply, I hate money!
I am 25 years old and have been in debt now for a while...
3 months ago I decided to go through DMP, but had to do it myself as I have cash cheques and payday loans.

My BIG issue is this....

I have 2 cash chequing accounts, 1 for 750 in cheques from Moneyshop and 1 for 600 in cheques from H&T pawn brokers. I have been rolling them over and this month unable to even pay the rolling over fee of 120 & 80 - the first cheques are due to come out tomorrow!!!

The payday loans, 1 for 200 from Payday express, 1 for 750 from payday uk and the other one is 800 from Quick Quid - all again due tomorrow and the rollover fees are 40, 150 and 165.

I was unemployed at the start of the month and have only now just managed to secure a temp job for a month, but dont get paid for another 2 weeks.

I was to borrow the money to pay these from a family member who has only TODAY let me down...

I dont know what to do, I have no way of getting the money.

I have tried calling them, but as its bank holiday no where is open.

It has come to the point where my relationship is strained because of the 'money' factor.

I have asked to borrow some from him, but he doesnt seemed bothered by it - so has said no. His words were ' if you havent got it, they cant have it'.

I have tried my hardest to get the money, but now have nothing and I am dreading tomorrow.


Does anyone know what I can do? I am lost.
I have heard that if they dont get their money by tomorrow they will come with baliffs is this right?

PLEASE HELP ME

I hate money!

Comments

  • fozmcfc
    fozmcfc Posts: 3,098 Forumite
    Part of the Furniture Combo Breaker PPI Party Pooper Debt-free and Proud!
    Hi and welcome to the forums.

    Your best bet is to post your post over on the debt free wanabee section of the board.

    There are lots of people over on the other board, who can give you lots of advice and support on your situation as many will have been in similar situation.

    Good Luck!!
  • Emmzi
    Emmzi Posts: 8,658 Forumite
    1,000 Posts Combo Breaker
    start with opening a totally seperate account asap and getting your wages paid into it. (One with a different bank). This ensures your wages give you money to live on.
    Debt free 4th April 2007.
    New house. Bigger mortgage. MFWB after I have my buffer cash in place.
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