Credit Clean-up but dont know details??

leftatthelights

Hi guys,

Im about to start printing off some letters to send to creditors that are still showing a default balance on my credit files.
Equifax and Experian are still showing the same defaults, callcredit on the other hand, dont show ANY credit accounts in my name what-so-ever!!??!! Callcredit are only showing my new Barclays and Co-Op accounts but nothing from my past!

Anyway, Because of the amount of time that has elapsed between getting in unrecoverable debt and declaring BR plus moving house twice inbetween, I no long have any of the details of the default accounts. No account numbers no nothing.:(

If I send these letters, will they know who I am and acknowledge my requests to update their records accordingly even though I have no account number etc etc??

Any ideas guys?

Thanks.:D

confused76

hi there take a look at this thread it might have some answers

http://forums.moneysavingexpert.com/showthread.html?t=1044617

Doucam

Did you keep a copy of your court forms? if you did then the details should be on them.

leftatthelights

Doucam wrote: »

Did you keep a copy of your court forms? if you did then the details should be on them.

I didnt even think to look in there?

I will have a look.:D

Thanks Confused, will check that out.:D

Doucam

Well I know that it is listed on ours with the account no's and everything!!

leftatthelights

Doucam wrote: »

Well I know that it is listed on ours with the account no's and everything!!

Well, you were right, the account numbers are listed but not for all my ex creditors.
The two that are missing account numbers are: Virgin Media and Lowell Portfolio 1 Ltd.
At least ive got three out of the five creditors details thats a good start I guess?
I also want to ask how I get the two CCJ's removed from my credit file aswel??
Is that a difficult thing to do???

leftatthelights

leftatthelights wrote: »

Well, you were right, the account numbers are listed but not for all my ex creditors.
The two that are missing account numbers are: Virgin Media and Lowell Portfolio 1 Ltd.
At least ive got three out of the five creditors details thats a good start I guess?
I also want to ask how I get the two CCJ's removed from my credit file aswel??
Is that a difficult thing to do???

Can anyone help me with the CCJ question please??

leftatthelights

How is it that whenever I ask about clearing CCJ's from my file I get ZERO replies yet anything else I get plenty of replies??? LOL

:o:D

confused76

i don't know anything about ccj's:o:D

leftatthelights

confused76 wrote: »

i don't know anything about ccj's:o:D

Typical!!! :rotfl:

Oh well, im sure someone will come along soon!
I learnt everything I know from you lot so im pretty sure an answer will be forthcoming!!:D

Doucam

Sorry I don't know about the CCJ's, maybe start another thread about that specifically?