Dental Insurance?

edited 30 November -1 at 1:00AM in Health & Beauty MoneySaving
RoseRedRoseRed Forumite
118 Posts
edited 30 November -1 at 1:00AM in Health & Beauty MoneySaving
My OH and I have not taken very good care of our teeth in recent years. This has resulted in me having a root canal and a tooth extraction and my OH having a root canal, he already has some teeth removed. We are fully aware that we only have one set and need to take good care!

I am determined that we are not going to scrimp on our teeth. If we had been seeing the dentist regularly we would not have had to spend a fortune on treatment. Plus the pain and disfigurement.

I've been looking around and found a private dentist nearby. They offer a plan where you pay £14 a month each. This covers 2 check ups and 2 hygienist visits per year, all X-rays, treatment plans and emergency appointments. It also includes 10% of any additional treatment needed. Is this a good deal? It seems cheaper than Denplan for the basic package. We could pay a bit more and get a more comprehensive plan from Denplan. Considering that we have not taken good care in recent years would it be worthwhile having more comprehensive cover?

I ground my teeth very badly when I was younger and had to have my bite corrected. As my teeth are quite short am I more likely to have trouble in future and should I get more comprehensive cover for me?

Any advice/pointers much appreciated.
Debt at Highest: £27,000 :eek:
Debt at LBM: £13,927 :o
Debt now: £1656.61 :cool:
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