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A Big Thank You to MSE, Debt Free as of today

Dear Fellow DFWs,

I want to give you all a big thank you. Without you and your tips, I truely believe I would not be anywhere near debt free today.

I haven't posted much, but regularly visit the forums, which I will continue to do, I think forever, for inspiration.

I have followed Hypno, Taxi, and Bob's diaries and regularly dip into others, so particularly to them, thanks for the inspiration, To all of you, thank you, your advise has been invaluable.


Skip back to 2007, I was £30,000 in debt, not counting the mortgage. Now I'm DF and have started overpaying the mortgage, too.

It feels great! - And all thanks to this brilliant forum and the people who post here, and not forgetting Mr Lewis, too.

Thank you:j

Hell
«13

Comments

  • MFWannabe
    MFWannabe Posts: 2,480 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hell1 wrote: »
    Dear Fellow DFWs,

    I want to give you all a big thank you. Without you and your tips, I truely believe I would not be anywhere near debt free today.

    I haven't posted much, but regularly visit the forums, which I will continue to do, I think forever, for inspiration.

    I have followed Hypno, Taxi, and Bob's diaries and regularly dip into others, so particularly to them, thanks for the inspiration, To all of you, thank you, your advise has been invaluable.


    Skip back to 2007, I was £30,000 in debt, not counting the mortgage. Now I'm DF and have started overpaying the mortgage, too.

    It feels great! - And all thanks to this brilliant forum and the people who post here, and not forgetting Mr Lewis, too.

    Thank you:j

    Hell

    Congratulations Hell1
    Hope you've saved up for something nice to treat yourself for all your hard work :T
    Feels great doesn't it!!

    More proof that it can be acheived with the help of the wonderful people on this site:A
    MFW 2025 #50: £1989.73/£6000

    12/08/25: Mortgage: £62,500.00
    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    12/08/25: Savings: £12,000



  • Bagpuss741
    Bagpuss741 Posts: 2,291 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratulations:j:j:j You should feel very proud of yourself:D
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Ellieseleven
    Ellieseleven Posts: 2,118 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Well Done and Congratulations:beer:
  • redsam
    redsam Posts: 233 Forumite
    well done :)
    been away for a while..need to get on financial track!
    :eek: debts.....Post Grad Student Loan, Northern Rock Loan, Egg CC, Halifax CC, A&L CC, A&L overdraft
    Allotment plot holder since Feb 2008 :j
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Congratulations Hell1 and welcome to having your life back! Now get yourself on to the DFW Roll of Honour sharpish!
    One life - your life - live it!
  • Congratulations :j
    I love reading stories like yours, as they are so inspiring. Makes me feel even more like I can clear my (relatively small in comparison) own debt.


    It must be a fantastic feeling :T
    Overdrafts transferred to MBNA £953.40/£4279.80 Car insurance (on CC) £461.98/£751.98 :mad: Bank of mum and dad £1500/£5000
    Total debt repaid £2915.38/£10,031.78 (29%):T Owed [STRIKE]£10,031.78[/STRIKE][STRIKE] £7400[/STRIKE] £7116.40 Pay off as much as you can in 2011 challenge £1127.60/£4000
  • well done! Gives me inspiration to keep going clearing my debts!
  • JES_F1
    JES_F1 Posts: 764 Forumite
    Part of the Furniture 500 Posts Photogenic Debt-free and Proud!
    edited 29 August 2010 at 3:47PM
    Congratulations! I too love reading stories like yours! Very inspiring - and looking forward to being able to post the same one day on here!
    Debt Jan 2008: £45,566. *** June 2013: DEBT FREE! ***
    Paid back just under £50,000 due to some interest added.

    Dealt with my debt through a Step Change
    (CCCS) DMP.
    DMP Mutual Support Thread Member #240.
  • Jacey53
    Jacey53 Posts: 292 Forumite
    Home Insurance Hacker! Cashback Cashier
    Well done.:beer:

    It keeps me motivated when i read stories like yours.
    Sealed Pot challenge 2011 member 1051 - aiming for £365
    Frugal living challenge 2011 £4044 or less!
    Make £11,000 in 2011 £0/£11,000
    Planning a hand-made Christmas 2011
  • bethesda
    bethesda Posts: 539 Forumite
    well done!:j
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