My debt free story

Woowoo

Hi David

It was a pleasure to read your post and I really do feel pleased for you that you have achieved financial freedom.

I have just completed my first year of debt busting, with a further two to go! It's been tough with some dark days but just having the support of the people on here makes such a massive difference.

I will be debt free and I cannot wait for the day I can also come on here and announce I've done it!

Thank you for telling your story, I know there will be many more success stories on here thanks to this website x

byrnedolly

Thank you for this inspirational story.

churchrat

Its a great feeling, not just being debt free but also knowing that you are REALLY doing something about it, as opposed to all the other times when you (I!) just move the debt around a bit.

We owed a lot more than you, and it took longer to pay it all off, but we got there in the end.

You just have to keep chipping away at it, the debt did not arrive overnight, and it will take just as long to get rid of it.

goodluck to all

debtfreegonnabe_2

Thankyou David, no I do not think you are gloating, its a post I would so like to write myself.

very well done to both you and your wife

DFGB

hypno06

I agree....you WILL all get there in the end - as long as you focus and put in the effort and remember that you didn't get into debt overnight, and you won't get out of debt overnight either.

My debt at its highest was over £100k, and it was roughly £75k when I found MSE in 2006.

4 years on, and it is down to 8k.....it is hard work, but every month that goes by, it is a little easier.

But the main thing is, I have taken control of it - I am learning lessons for the future, and that is something that is priceless!

So, whenever anyone feels that it is never going to happen - come and read some of the diaries and stories here of those that HAVE got there, and be inspired to carry on your DFW journey!

survivor_of_debt

Thanks everyone for your replies!

So many of you are inspirational to me too!! I too had my morale boosted when I used to come on here and read inspirational posts back in the day. Im really glad to have done the same!

I really HOPE the best for ALL of you on your paths to debt FREEDOM. Removing that ball and chain is going to give you a great natural high! You'll see what i mean!

You will get there - just BELIEVE - don't give up, especially in those dark times, that come every now and then. Keep this quote from Anne Frank in mind -

'I don't think of all the misery but of the beauty that still remains.'

Your life is so much more than being in debt!

Good luck EVERYONE!

princess*daisy

That's a really inspiring story, thanks for sharing

I've finally decided to tackle my debts. My credit card has been a comfort blanket for too long. I finally cut it up yesterday and although I feel slightly empowered, I'm also terrified as I relied on it for so long - it had become an extension of my income.

I feel very motivated right now though and even though I hace hardly a penny to my name until payday, the mortgage and bills have been paid and there is food in my cupboards. So while I might not be living a champagne lifestyle on a lemonade budget anymore, at least I'm not going to starve or end up homeless :beer:

Good luck to everybody else dealing with debt.

tryingveryhard_2

Thank you for sharing your story with us, its really inspiring - it can seem such a never-ending uphill struggle sometimes when you are dealing with debt and its great to hear from someone who has "made it to the top"! I feel much more positive about battling my own mountain of debt after reading your post, thank you for writing it.

3yearstogo

That was really emotional and inspiring. I get how you felt about sitting at work on the computer checking your bank accounts, constantly calculating the figures over and over in hope they will change or you suddenly see money you can add to it. I'm going through this phase just now and it is a struggle but it feels like its the only way to cope to be honest. The only way I can make sure I don't spend money.

I don't know you but I feel really proud of you and what you achieved. I know I can do it too :-)

debtdesperado

Thank you survivor of debt... I wish more people would post up stories like this as I find them really inspiring to keep slogging away at my debt (which tomorrow will drop to below £15k from a high of £42k...). Thanks again!