Heres my plan...

Bells&Whistles

Thanks to someone else posting the snowball calculator again I've actually had a proper look and discovered if I can raise £300.00 per month for the next four months that blasted barclaycard will be history

Now I'm already working towards the 18k challenge so have been working like mad to save money to make lumpsum payments on my loan but if I use the money I have made so far I can pay off my capital one card, then concentrate on raking in £300.00 extra per month to chuck at the barclaycard and then finally I can save for the lumpsum payments on my loan...

If any one wants to join me in a kinda challenge your more than welcome !