Friday 27th August - What DFW things have you done today?

catmiaow

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important


Hello all,

My list for today:

[STRIKE]Check bank
Quick shower
Email people back
Do comps before work
Check on washing hanging to dry
Clean bathroom
Vacuum upstairs
Tidy after cats and take rubbish out
Work for 4 hours
Oh off so he will collect my prize goody bag
See my nan
Free lunch
See my mum
Post comps and test letter
More comps[/STRIKE]
Watch catch up TV

Hope everyone has a good day

WelshWoofer

Morning Cat!
It seems we're the only ones up so far!

Back to reality today after our trip - quite a few little jobs to be done and a lock has to be fitted to my purse!:rotfl:


So today....

• Update diary
• Sort out remaining budgets
• Send an ebay parcel
• Hope I get payment for another one saving me a second trip to the post office
• Do a few hours school work - getting very close now:eek:
• Do one load of washing and dry naturally
• Walk dog for free exercise
• All food from stores
• Weighed this morning:eek: - starting diet TODAY!!
• Try to think of anything else that can be ebayed and not missed
• Maybe sort out a little bit of the attic - local collection day tomorrow for stuff that would go to the tip - I'm sure we have at least a few broken suitcases and general tat that can go and make a little bit of space
• Checked banks
• Check quidco
• Do any surveys that come (up to £6.65 again)

That's it for now - have a good day!

Wannabe01

Good Morning everyone

Thanks Cat for starting the thread

I’m feeling a little bit better today so hopefully I am on the mend.

My list for today:

• Catch up with emails done
• Catch up with one poll done
• Check M.S Assignment sites for any new work done
• Check pigsback done
• Get DS off to school done
• Complete work for client 1done
• Catch up with laundry done and its currently hanging outside
• Catch up with ironing done
• Clean and tidy the office
• Complete E assignments done
• Quick shower
• Lunch from stores done
• 3 hours work for client 2
• Complete work for client 3
• Do some work on my blogs
• Pay for the book I ordered on ebay yesterday (Its for work so should make me money in the long run) done
• 3 hours for client 4
• Collect DS from school
• Look for new freelance work
• Clean and hoover downstairs
• Update company accounts
• Sort budget list for OH
• Update diet record
• Check the plants and water as required
• Look for seeds on ebay
• Update work diary and make a list for the weekend.
• Take some time off to watch This Morning (last day of my favourite chef being on
• Dinner from stores

Oh well looks like a hectic day for me so here goes……………

determined_new_ms

Morning Cat & rachel :hello: thanks for starting us off cat x

Ok was hoping to go for my first run today but it is raining think I will take my kit to work & if it stops raining go for a run in my lunch break.

Yesterday I was so lame & ended up crying because I couldn't do the salsa :(:( I think I need to practice some of the basic moves before I even go to classes - tragic but true (obviously feeling very vulnerable atm, too much stress is taking its toll...)

Anyway today's another day :j and my last working day for 9 days :j:j:j:j:j:j:j:j:j (one for each day off :T)

• [STRIKE]contact housing association & see if I can get my repairs done next week when I'm off[/STRIKE]
• [STRIKE]check online banking[/STRIKE]
• [STRIKE]do VSP[/STRIKE]
• [STRIKE]update sig[/STRIKE]
• [STRIKE]transfered funds out of savings account to pay for holiday [/STRIKE]
• [STRIKE]transfered funds to joint account[/STRIKE]
• [STRIKE]make pizza base b4 work[/STRIKE] scrapped this & decided to have shepperds pie & use up veg before its too late :money:
• quick shower
• pick the blooming tomatoes!!!
• [STRIKE]lunch from stores[/STRIKE]
• [STRIKE]drive carefully to & from work[/STRIKE]
• charge phone at work
• get my expenses signed off (£50+ quid to my loan )
• any surveys available
• make luttuce soup (thanks dawn :A)
• [STRIKE]pad to loan[/STRIKE]

ok that's all I can think of, hrrah for Friday's everyone xxx

determined_new_ms

opps hi wannabe you sneaked in the room while I was posting! x

PurpleFairy26

Morning all!

List for today:
Pack for weekend away - DH working in ireland today so wont be home til late and we need to be up at 4 to get eurotunnel so early night for me so I can drive in the morning
Make packed lunch for tom
Take BIL out for lunch, go to one of our company places as I get 40% discount
Talking of work...met boss yesterday, still have job, but not the one I wanted, have moved back about 5 years:(Although I know I should be grateful I'm not at risk of redundancy. Am going to have to find some smiles to paint on my face for when I go back because I think it'll be pants:(
Go through fridge to make sure nothing going to lurch into a bad state what away
Get cat food out of garage for friend coming over to feed them
Tea from stores
Post expenses off
Clean car

Think thats about all, have a great Friday everyone and enjoy your BH weekend, will likely be Tuesday before I'm back on

determined_new_ms

jonno7 wrote: »

Talking of work...met boss yesterday, still have job, but not the one I wanted, have moved back about 5 years:(Although I know I should be grateful I'm not at risk of redundancy. Am going to have to find some smiles to paint on my face for when I go back because I think it'll be pants:(

Good & bad news then jonno. But at least you still have a job is your salary protected? x

OrangeFairy

Morning all!!!

Off to Wales for a wedding today! Back on Sunday! Child free weekend!!! woopwoop

So today

get kids to OH's parents
send ebay on our way
finish last packed stuff
shop at Mr T's using our voucher
Pick up books for me to read in the car

Got my £1 an hour payrise yesterday and also work are paying half of my £1000 course!!! It is great but the £1 an hour only really makes my wage what it should be! I have been so underpaid for the last 4 years

So going well at the mo. Have to enrol at college again now!!! :T

Be back on sunday! Have a great weekend

Wannabe- i am glad you are feeling better - hopefully it will go away now
DNS- :-( to not being able to salsa!!!!

PurpleFairy26

determined_new_ms wrote: »

Good & bad news then jonno. But at least you still have a job is your salary protected? x

Thanks DNMS, salary is protected...more confusion though, have just spoken to the person I'm going to be working for, and she has a vastly different view of the job than the one that was sold me yesterday... her version is much better

Can't clarify anything though as old boss in holiday for just over a week, :mad: but, I'm a bit happier than I was

Thanks for your concern, its much appreciated and made me smile

laura2481

:hello:Hi
I used to post here a bit at the hight of my LBM and starting to clear stuff.. and then generally drifted away, and of course the debt has gradually drifted up a bit too. I had paid £2K and now it's only £

Anyway, having a small LBM today :idea:
The one small DFW thing I did today was:
Walk to Tesco instead of M&S to buy salad for lunch. (added bonus.. had to walk a bit further for a bit of exercise ) Saved £1.19 (£1 for bag of salad which will last me 2 days, as opposed to 1 x salad for £2.19 which would be just 1 meal.)

Amara

Hello!
Today, I:
-went to my morning job
-checked online banking
-went to my custmer
-and another
-put dishes to the dishwasher

Still to do:
-go to bank to pay in some money
-go to my yet another customer
-empty dishwasher
-washing
-ironing
-hoovering
See you soon!