droyds - badgering for more money....

magoogy

I have been paying droyds a £500 debt off for about 7 months now at £7 a month.......i set it up as a standing order then i wouldnt forget.........then about 3 months ago they began asking for more money - i explained i couldnt afford more so they then began saying they are in the process of court proceedings........

ive just received the same letter again - in the process of court proceedings if i dont offer them a better amount....

i know they shouldnt badger you for more money - could someone help me write a letter to them to get them off my back please?

thanks

magoogy

anyone?????????? thanks...

DarkConvict

http://www.nationaldebtline.co.uk/england_wales/debt_advice.php

Use template, when a creditor refuses your offer of payment. ALso attach to the letter a SOA (a budget sheet).

They can ask all they like, but you pay only what you can afford. If they go for a CCJ they risk it been granted but at a monthly payment of less than what you are already paying.

Just keep sending your current monthly repayments by standing order.

magoogy

thanks so much for that hun............will use the template...x

heatherks

they did the same to me i was paying £5 a month and when i phoned up to pay it as usual in December they said they could accept that ammount anymore ..they wanted £15 .told them i would pay what was on my agreement and monthly statement .£5 ..... only owed them £75 at that point .. ( was just about to sent letter asking for full and final as well )


id tell them that is all you can pay .... did you do repayment plan through CAB or cccs or anyone