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Im revitalised :)
Legacy_user
Posts: 0 Newbie
Just wanted to share with people who understand, rather than just an "oh right, ok" and think its odd 
To cut a long story short, i was getting a little disheartened by all the money saving and was beginning to slip (you know, buying sandwiches at lunch etc)
But then my Grandma, completely out of the blue, gave me a cheque for £1000. It was a shock, I had to look at it several times because I couldn't believe it.
Anyhow, sadly I put this against the OD of £2400, ie i think my Gran would have prefered I spent it on me, rather than Barclays but hey.
But it was just the kick up the butt I needed, I have now managed to get to payday, £100 under budget. On top of that, through a series of mad sales and clearouts I have managed to rake in another £500 ish pound, just before payday, so soon, for the first time in over 10 years, I will have gotten myself out of my overdraught, that was costing me £30 a month with Barclays BS "Additions" account and such.
Hopefully within the next month, if I carry on as i'm going I should be more or less overdraught free. Yay ! Well, I think I have done well
To cut a long story short, i was getting a little disheartened by all the money saving and was beginning to slip (you know, buying sandwiches at lunch etc)
But then my Grandma, completely out of the blue, gave me a cheque for £1000. It was a shock, I had to look at it several times because I couldn't believe it.
Anyhow, sadly I put this against the OD of £2400, ie i think my Gran would have prefered I spent it on me, rather than Barclays
but hey.But it was just the kick up the butt I needed, I have now managed to get to payday, £100 under budget. On top of that, through a series of mad sales and clearouts I have managed to rake in another £500 ish pound, just before payday, so soon, for the first time in over 10 years, I will have gotten myself out of my overdraught, that was costing me £30 a month with Barclays BS "Additions" account and such.
Hopefully within the next month, if I carry on as i'm going I should be more or less overdraught free. Yay ! Well, I think I have done well
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Comments
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Congratulations!! That is fantastic, and deserves a large bit of celebration!!
:beer: :beer: :beer:Some days, it's just not worth chewing through the leather straps....
LB moment - March 2006. DFD - 1 June 2012!!! DEBT FREE!
May grocery challenge £45.61/£1200 -
woohoo :j
i think we all know the feeling of wanting to give up, i get it most days! but keep on slogging and you'll get there in the end!0 -
That was really nice of your gran! And wow, 100 pounds under budget!
Bet it will fee good to be totally shot of the overdraft What will you do with the extra 30quid a month? DFW Nerd No. 140
Status as of 30/11/12
[strike]Rent 2500 Council Tax 800 NlPower - 800[/strike][SIZE=-2]:j IF - 8000
British Gas - [strike]112[/strike] - 102 Lloyds - 1123
Barclays - 306 Barclaycard 1,123 HSBC - 200 Capital 1- 400 Barclayloan - 4500[/SIZE]0 -
Lol put it to either another debt or the wedding fund Glad to know you lot would understand the "woohoo" factor This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
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13000 wrote:Anyhow, sadly I put this against the OD of £2400, ie i think my Gran would have prefered I spent it on me, rather than Barclays but hey.
You have spent it on yourself, you have made yourself worth £1000 more (and also the bank woth £1000+interest/fees less.
Keep up the good work
Kev0 -
That's brilliant, you must feel great. x0
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