We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Just checked my credet report, a few questions.

Ok I have just got my credit report from eqifax and have a couple of problems.

Firstly I have a quite recent credit card added and the first 2 months show 'no data reported' then I have green ticks for the 3 months afterwards, will this be a problem?

Secondly I have a store card I settled in 2006 which is showing 2 late payments in 2002 and 2003, due to the account no longer updating they haven't fell off the bottom as such but still show, will this be a problem as they are over 6 years old now and will the whole record be deleted once the settled date is 6 years old?

Everything else is greenticks galore which is nice.

I keep telling myself I have nothing to worry about, but the yellow markers keep drawing my eyes in!
Have my first business premises (+4th business) 01/11/2017
Quit day job to run 3 businesses 08/02/2017
Started third business 25/06/2016
Son born 13/09/2015
Started a second business 03/08/2013
Officially the owner of my own business since 13/01/2012
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.8K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 245.9K Work, Benefits & Business
  • 601.9K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.