capquest chasing me for a debt 5 to 6 years old.

mandjaz06

Thanks. So do I need to do anything? What is the next best move for me?

Hannah_10

Right well first off, you want this over when it's over, you're in no rush. To translate what they said it was basically... "We haven't got it, but we'll get it, and when we get it we'll send it, so wait a minute".

Oh Dear, they're making you wait for it, such a shame, waiting about like that, while time passes by, ticking up the months and years... Ah well nevermind, more tea?

mandjaz06

I have brought hobnobs this time Hannah!

So are you saying that I should do nothing and that this letter is a good thing?

If they were to buy a debt then surely all documentation should come with it. Is it still possible that halifax have this if over 5 years old?

RobertoMoir

You are not in a rush to resolve this before it becomes statute barred, they are.
Don't acknowledge the debt and don't rush them or yourself into doing anything.
If they can't prove you owe the debt in time to enforce you having to pay it... well that's sad for them. They already know this which is why they started trying to contact you when they did.

Hannah_10

Exactly what Roberto Moir just said, it's thier problem to prove it before it reaches it's 6th birthday, not yours to chase it down.

Hobnobs! Even better!

mandjaz06

Thanks to both of you.
I shall just hang tight for now then. Fingers crossed I am not the unlucky one and they are.

thickjagger

hi, i too am getting loads of the standard crapquest threatograms too,but i just phone and rage at em after ive had a row with the missus(take it out on them)lol.and recently ive told em if there gonna takle me2 court just to bloody well do it and stop talking about it cos there gettin nothing off me any other way.there just a minor hinderance in the smooth running of a persons life.:Dthink of em that way and u cant go wrong.