not in debt yet. dont want to be.

susiesue_2

hi,
as i type this my OH is moving into his new house me and the kids are staying put here.
iam a full time student and work part time.
iam very scared that as i only earn £402pm and will then be able to get wftc and cb and £300 support from OH we will end up living on credit untill wftc comes through.
any advise to avoid this problem from happening?

elantan

i would recomend you look at the os board those women and men can make a meal from virtually nothing ....loaves and fishes style...also keep a spending diary so youknow exactly where your money is going...check your utilities

sdj25

you should also be able to get your Council tax bill down as you are now single occupancy, that should save you some money.

Also, go over all your expenditure, do you have a Sky package? Do you need it (will freeview do)? What tariff is the phone on? What tariff is the gas / elec on? ( tip: http://uswitch.com will find you the best prices for these).

And my top tip: Shop at Lidl's, Aldi's or Netto's .. those places are fantastic, but you do need to take your own bags!