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Lightbulb moment!!!!!!

At last!!!!!!!

I have spoke to Payplan and I am getting all the debt sorted.
I can't believe we have got into such a mess with everything!!!!

£30,000 in debt.

My OH has been saying we will be ok in a couple of months cos he has some compensation to come but I know that its never going to be ok if we don't start now!!! I am fed up of been scared to answer the phone! I am just waiting for them to send all the paper work to us then we can get started.

What a relief of my shoulders
Thanks to everyone on here would have help me to make this discussion to do it.
Thank you x x x
Light bulb moment - 18th Sept 2006 DFW 88
:ADD1 17/1/04 (9 weeks early):ADD2 1/9/07 (4 weeks early) :ADS 5/7/2011 (5 weeks early)
Started comping June 2010 (my bad luck follows me everywhere I go so won't win anything)
Tracey :p

Comments

  • Hi there! There are plenty of us in the same boat so you're in good company.

    Well done for making the first move and I bet you feel a lot better now.

    C x x x
    Debt at highest May 2006: £27,472.24
    currently: £13,353.25
    DFW Nerd 178
    Proud to be dealing with my debts
  • Well done for getting so far. Please feel free to post your Statement of Affairs so the clever people here can help you make those all important savings.
  • angchris
    angchris Posts: 1,179 Forumite
    congrats for making the biggest decision regarding your finances you will ever make, making the first step and deciding to get yourself organised is very important because it holds the key to everything you want to do in the future. keep up the good work and keep battling on no matter how rocky that road becomes and if you have a slight slip off the road im sure theres plenty of people on this site more than willing to push you back on track;) well done:beer: get your soa posted so we can all try to save you a few pennies or give you a shove in the right direction
    proper prior planning prevents !!!!!! poor performance! :p
    Only when the last tree has died and the last river been poisoned and the last fish been caught will we realise we cannot eat money
    quote from an american indian.
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