Help needed dealing with Debt Recovery Agents

michellearmstrong20

Hi everyone, does anyone have any information on how to deal with Debt Recovery Agents??

I owe a small amount to a mobile phone company who have passed it onto to a DRA but at the moment I can't afford to pay it. Iv'e heard of people offering silly amounts such as £1 per week and getting away with this, is this possible?

Thank you for any information : )

piratess

Im not sure how true this is but i owe money to the local housing authority and in my experiance as long as you offer and pay a token payment until your financial situ changes then it should be ok currently i owe 1,200 to my own housing assosiation and all i can afford at the moment is £3.75 a week! and they are fine with that as long as i make regular payments!

HTH im sure others will be along with more advice!
Kirsty

michellearmstrong20

piratess wrote:

Im not sure how true this is but i owe money to the local housing authority and in my experiance as long as you offer and pay a token payment until your financial situ changes then it should be ok currently i owe 1,200 to my own housing assosiation and all i can afford at the moment is £3.75 a week! and they are fine with that as long as i make regular payments!

HTH im sure others will be along with more advice!
Kirsty

Many Thanks Kirtsy x

rog2

michellearmstrong20 wrote:

Hi everyone, does anyone have any information on how to deal with Debt Recovery Agents??

I owe a small amount to a mobile phone company who have passed it onto to a DRA but at the moment I can't afford to pay it. Iv'e heard of people offering silly amounts such as £1 per week and getting away with this, is this possible?

Thank you for any information : )

You can always make an offer of payment by instalments - it is up to the creditor/dca as to whether they accept or not.