What is your Credit Score

natlie

Hi I was just wondering really - being nosey :O)

mine is 645 - poor lol

I thought that wasn't bad on a scale of 0-1000

I saw my credit report today and it is looking well only 2 late payments showing on it now, can't wait to be back on fair
Nat
xxx

$17mma

Those scores mean nothing especially to creditors, they all score you differently so in a nut shell they are a waste of time.

lazy&indebt

I'm pretty sure mine was about 850 something last time I checked?

Casual

I'm really confused. I had my meeting with the bank last week (they wanted to upgrade my account for the princely sum of £15/month! :eek: )

She was really nice however and explained that all credit scores were between 1-9. 1 being the best, 9 the worst. I had a 3 on this scale so that's why I was eligible for the Platinum pathetic option.

mrs_mug_2

How can you check? I recently got my credit report from Experian but I can't remember seeing a score on it

littlestar1981

You hav to pay extra for your score. Mine was 932 but now 846 :mad:

I took out a mobile phone contract and got declined for GE Visa in the pat month, so maybe that's it.

mrs_mug_2

ah right, that'll be why I haven't a clue then.

Locana

My was 360 about 2 years ago!! Lol!! I took out one of those cap 1 cards to build up my credit rating and when I checked last month the score went up to a grand total of..... 372. Everything has been on time for the last two years, although I have one CCJ and one default from around 4 years ago . I Do Not Understand!!!! I dont go by that score anyways and I dont think it really means anything.

Broken_hearted

Mines up to around 900, my DH's is shot to pieces. I can't get credit even though all defaults are in his name and I have always paid my own cards on time. Still it saves me getting more debt:rotfl:

cattie1

Casual wrote:

I'm really confused. I had my meeting with the bank last week (they wanted to upgrade my account for the princely sum of £15/month! :eek: )

She was really nice however and explained that all credit scores were between 1-9. 1 being the best, 9 the worst. I had a 3 on this scale so that's why I was eligible for the Platinum pathetic option.

this is just the banks scoring system, they have their own way of scoring you, depending on how your account is managed.#

my score is absolutely disgraceful! 300and something!:eek:

oakdale_minx

I dread to think what mine is. I know I looked a year or so ago and it was definitely in the 'poor' category!