Rose's mortgage-free journey!!!

selloptape

The random numbers replace apostrophes on some devices hope they fix it soon.

Welcome back!

enthusiasticsaver

rose_tinted wrote: »

Does anyone know how to correct the random numbers in my post above?

This is a problem with apple devices.

Go to settings
Then Keyboards
Then turn smart keyboard off.

That will sort out the problem with apostrophes and no more random numbers.

rose_tinted

Thanks Enthusiastic saver, all sorted now.

Well life is pretty good at the min, I can't believe the difference in a month. I can't wait for pay day to put some savings away. This is a huge change for me and hubby.

I've been so careful. The trips to the co-op, or lack of them, have made such a difference.
Paperwork sort today. I feel a lot more in control of everything. At the minute the table is full of paperwork. I'm having a break for lunch.

Thanks to everyone that is reading, I'd love your input.

The sun is shining too.....fabulous x

greent

Welcome back!

rose_tinted

Thanks Greent. I'm going to have a look at your diary. Can't believe your mortgage is completely gone.Any of your best tips would be appreciated.
Had leftovers for tea. DH and 3 DD's were impressed thankfully.

Spent 4 hours sorting paperwork.
DH was a star and shredded it for me,
I'm feeling much more in control.
Need to find Lego at a bargain price. Any ideas?

Kittenkirst

Hey Rose, welcome back

My biggest tip is to do what's called 'tilly tidying' (named after a clever person posting on these boards): essentially you round things down for your overpayments.

So for us, we regularly check our joint acct and if we have a balance I'd say £302.50 we overpay the 50p or the £2.50(dependent on what we know is still to come out of the account).

Other people do it so that their mortgage balance always ends in 0. So if it's £123,456.35 they would OP the £6.35.

It's only small incremental payments but they all do add up! I also do survey sites to earn a bit more but can be lazy on them- it does take a bit of effort.

Well done on staying out of the coop for your top-up shops! I nipped to Tesco for milk yesterday and left with a bag full having spent £10.65....and almost forgot to get the actual milk so it's not just you!