Experian report help

michaeldc

Hi all, I recently got an experian report, all seemed normal but then I remembered that it should give a credit score out. Where abouts on the report would this be, I can't seem to see it.

Thanks
Michael

DVardysShadow

If it was the statutory report, it only costs £2 but you don't get a credit score.

The Experian 'credit score' is useless information. What matters is the credit scoring of whoever you wish to borrow from.

Gordon_Hose

You have to pay extra for a credit "score", but as DVardysShadow pointed out, it's useless.

the_hounds

Just out of interest why is Experian's credit score useless?

WRINKLES

the_hounds wrote: »

Just out of interest why is Experian's credit score useless?

All lenders have their own inhouse credit scoring , you may have a perfect Experian score but still get refused credit , you may not fit the type of person they think they can make money from .

the_hounds

WRINKLES wrote: »

All lenders have their own inhouse credit scoring , you may have a perfect Experian score but still get refused credit , you may not fit the type of person they think they can make money from .

Thank you, it makes more sense now.

WRINKLES

Ok mate any time .