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One Debt Vs 100 Days - Take 4
Comments
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£7 into piggy bank. I won't achieve my target, in fact, I'm very far from it, but I'm trying to do as good as it gets.0
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cyclura oo bet you can't wait! Enjoy your maternity leave!:D
Paid £7 off Halifax leaving £113 slowly but surely it is going down!!!
Thought the challenge finished on the 1/12/10, but yay i got another 9 days to go!!!
Never know i might get it below £1oo;)
Lets see if i can do it!0 -
paid another £28 off card 2 - but going to transfer the rest to a new deal I am afraid!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/250 -
Just paid another £10 of Halifax so hopefully £103.
Its looking good!:D0 -
WOO HOO:beer: That;s me done.
I DID IT :j 250 pounds and the credit union account is now in credit to the tune of 1 teeny tiny whole pound :rotfl:
However it's not all good news I just got a bill from a debt collection agency for 600 pounds for the two years back water rates that I forgot to pay
:(, so that will be my next challenge for next year :A
This has worked really well in lots of ways for me, I no longer take the bus as often, and really resent the 1.70 into town (it's really not THAT far if I have little or no shopping to carry)so healthier for me.
I am actually using up my toiletries, rather than just looking at them.
The days of a 3pound mag have long gone.
The list goes on.
But all these really small things really have made the difference!!
That mag that I didn't buy, the can of coke that I left in the shop, and the walk to town saved a fiver, do that a few times a month...........
So I actually feel that the 250 this time has eased me in gently for the real deal next time.Ebay 13
........1583.46/2000.00 Amazon sales 54/50 Etsy sales 63/50
Amazon 14.......4/50 Etsy14............46/75. Ebay........23/2000 -
well done sanfran. that's brilliantGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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:T fantastic news sanfran!0
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Massive well done SanFran
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Hi! £5 into piggy bank
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Well, I've topped up 95p ,just to make a round pound 0
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