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One Debt Vs 100 Days - Take 4

1…8688909192

Comments

  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    £7 into piggy bank. I won't achieve my target, in fact, I'm very far from it, but I'm trying to do as good as it gets.
  • kezlou
    kezlou Posts: 3,283 Forumite
    cyclura oo bet you can't wait! Enjoy your maternity leave!:D

    Paid £7 off Halifax leaving £113 slowly but surely it is going down!!!


    Thought the challenge finished on the 1/12/10, but yay i got another 9 days to go!!!

    Never know i might get it below £1oo;)

    Lets see if i can do it!
  • savingholmes
    savingholmes Posts: 29,130 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    paid another £28 off card 2 - but going to transfer the rest to a new deal I am afraid!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • kezlou
    kezlou Posts: 3,283 Forumite
    Just paid another £10 of Halifax so hopefully £103.

    Its looking good!:D
  • 415SanFran
    415SanFran Posts: 743 Forumite
    edited 2 December 2010 at 11:00AM
    WOO HOO:beer: That;s me done.
    I DID IT :j 250 pounds and the credit union account is now in credit to the tune of 1 teeny tiny whole pound :rotfl:

    However it's not all good news I just got a bill from a debt collection agency for 600 pounds for the two years back water rates that I forgot to pay :o:(, so that will be my next challenge for next year :A

    This has worked really well in lots of ways for me, I no longer take the bus as often, and really resent the 1.70 into town (it's really not THAT far if I have little or no shopping to carry)so healthier for me.
    I am actually using up my toiletries, rather than just looking at them.
    The days of a 3pound mag have long gone.
    The list goes on.
    But all these really small things really have made the difference!!
    That mag that I didn't buy, the can of coke that I left in the shop, and the walk to town saved a fiver, do that a few times a month...........

    So I actually feel that the 250 this time has eased me in gently for the real deal next time.
    Ebay 13 ;)........1583.46/2000.00 Amazon sales 54/50 Etsy sales 63/50
    Amazon 14.......4/50 Etsy14............46/75. Ebay........23/200
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    well done sanfran. that's brilliant
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • kezlou
    kezlou Posts: 3,283 Forumite
    :T fantastic news sanfran!
  • beanielou
    beanielou Posts: 97,493 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Massive well done SanFran :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi! £5 into piggy bank :)
  • Amara
    Amara Posts: 2,176 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well, I've topped up 95p ,just to make a round pound :)
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