Trying to be a tart but not working

greendale9061

Hi everyone,

Need some advise.

Ive tried to be a credit card tart for about a year but i don't seem to be clearing it.

I did owe Natwest about £3k

lynzpower

And how much do you owe them now?

Have you cut the cards up? Or still spending on them?

Have you ever done an SOA before ?

Gemmzie

Even making the minimum repayments will clear the debts slowly, but very slowly.

If you are tarting correctly then you shouldn't be charged any interest.

So maybe it's just a case of paying more off per month

david_hellier

Tarting is a myth. I've tried it too in the past. One tends to focus too much on saving interest and ignoring the real one of paying off the debt. As lynz says let's see your SOA.