Thought I was clever but actually I was stooopid!

lazy&indebt

HEEEEEY!
So, will have enough cash to pay off my CC in full between the end of October and the end of November but my 0% runs out at the end of this month so I thought I was being clever saving 1-2 months interest (@ 15.9% i think) by transferring it to my other CC (who have offered me 0% until March)
BUT... 1 months interest on egg card equates to £30.48 and the fee my Abbey card has chraged me for the BT is £69!! What a muppet.
I asked them to do it last Thursday and they said they'd transfer the cash to my bank account by this Friday - do you think it's too late to cancel? How dumb am I?!!

Toomuchdebt

oops-ring them and see if you can cancel it.

lazy&indebt

They've let me cancel it! Phew!

Toomuchdebt

Phew-bet that was a relief

Dan2779

Thats good news :j

Its really difficult to work out what is the best thing to do with BT sometimes! I am in a similar position at the moment, my 0% is coming to an end but they have offered me 0% on another BT so I am wondering whether to BT my existing amount on to a diff CC and transfer it back again I would get charged 40 quid for it though!!! :mad: