Age of home ownership coming to an end...

StevieJ

DervProf wrote: »

HPI certainly seems to reveal the greedy nature of certain individuals.

So does HPC when you see people cheering on recession and looking forward to negative equity and people tossed out on the streets

chucky

sjaypink wrote: »

And so if policy (& then to some extent wealth distrubution) changes are decided by the 'majority' of the time we are talking about moving away from the recent 15-20 yr boom & bust crash cycles, towards 100 yr pendulum like ownership % cycles. hmmm

that's what happens when credit isn't widely available and only exclusively available to lower risk borrowers - only those that invest will increase their wealth.

i can't see the majority of people being renters in the UK btw - as i said if it does happen it won't happen for a couple of generations IMO.

Graham_Devon

StevieJ wrote: »

So does HPC when you see people cheering on recession and looking forward to negative equity and people tossed out on the streets

Ahhh, this old chesnut.

Worth bearing in mind, that to have a HPC, you need to have had all the HPI cheerleaders wish for BEFOREHAND to create the HPC.

So to follow suit, and twist things to the extreme, HPI cheerleaders are infact, by default, wishing the same on people, as those people are casulaties of their HPI dreams.

DervProf

chucky wrote: »

funny that me too...

naughty bulls - are you going to tell them off?

i put the same question to you the other day regarding fuel consumption but predictably you disregarded it as immature and irrelevant... but now we using food in your analogy... well done...

all these people that think about their children and house prices... do they stop using fuel because each time they fill there car up with fuel they are robbing their own children of using fuel in the future...

I`m not going to tell any bulls off. I`m simply pointing out something thay may wish to consider.

The fuel consumption thing...... did I disregard it as immature and irrelevant ? Again, chucky, I think you are making things up. Show me the post, and I`ll explain what I was saying, or admit that I did wrong. If you don`t show me the post, then I`ll assume it`s just another instance of you making false claims about me. You seem to have a habit of doing that.

Fuel useage ? No they don`t stop using fuel, they try and use less. We all use fuel. I try to use as little as possible by driving a reasonably economical car, and trying to avoid too many journeys. I`ve said before, there is no need to take things to extremes. It is possible to believe in "green" behaviour, and not give up driving or going on foreign holidays. I think it`s all about doing a little bit to help. The longer we can make oil last, the better our future prospects, but that`s for another debate.

sjaypink

chucky wrote: »

that's what happens when credit isn't widely available and only exclusively available to lower risk borrowers - only those that invest will increase their wealth.

i can't see the majority of people being renters in the UK btw - as i said if it does happen it won't happen for a couple of generations IMO.

I don't see it happening either. Not private rent. I imagine there may well be an increase in renters over the next few generations, but I think HA type schemes will be the main providers of new properties to rent.

chucky

DervProf wrote: »

I`m not going to tell any bulls off. I`m simply pointing out something thay may wish to consider.

The fuel consumption thing...... did I disregard it as immature and irrelevant ? Again, chucky, I think you are making things up.

ahh i must have been making it up...

DervProf wrote: »

Dear oh dear. I was begining to think that I might be having some reasonable debates, discussions and arguments with you. All you seem to be doing now is typing things that don`t make much sense or taking things to the extreme. This behaviour is a tad childish.

never mind Derv - it's ok for you to say what you like but when others challenge your view it's considered 'a tad childish'

DervProf

chucky wrote: »

ahh i must have been making it up...

never mind Derv - it's ok for you to say what you like but when others challenge your view it's considered 'a tad childish'

I welcome my views to be challenged. If you wouldn`t mind doing it sometime (without suggesting that I posted things which I clearly didn`t), then I won`t consider it childish.

My first post today included a reasonable question - "Why do the bulls "celebrate" property shortgage in the UK and therefore rising house prices ?"

Was the following response a challenge to my view, or a childish comment ?

chucky wrote: »

naughty bulls - are you going to tell them off?

Graham_Devon

Derv, there is an upside to you having found yourself a new ankle biter.

I've been left alone :D

DervProf

Graham_Devon wrote: »

Derv, there is an upside to you having found yourself a new ankle biter.

I've been left alone :D

I noticed.

Did you have to go through all of this ?

Hard work, isn`t it ?

Graham_Devon

DervProf wrote: »

I noticed.

Did you have to go through all of this ?

Hard work, isn`t it ?

Yes, but I saw it as doing my bit for charity.