Template for authority letter?

lanfear

Hi all

Having recently had my lightbulb moment, I confessed all to my other half, who has been simply amazing.

We are going to sort out my terrible mess together; however, I would like him to act on my behalf when dealing with the credit cards and the bank. It's nothing like arrears or debt collection (didn't get to that point) but I would still prefer him to speak on my behalf.

Is there a letter somewhere, a template that I can use to give him authority to do this? He's really sensible and level-headed, whereas I'll get bamboozled and end up with a £10k loan or something to consolidate everything (which won't work because I'll just "slip").

Thanks all.
x

lanfear

No one has any ideas then??

alona1

I'm not sure about a letter, but I did my BF's and we literally sat and rang everyone together and he authorised me on the account and notes were put onto the account so that I'd be authorised to deal on his behalf.

lanfear

Thank you - that's helpful to know

Marisco

Hi lanfear, I saw to all my oh's business, as he used to work away for a month at a time. I got him to write to all the creditors and just put something like "I authorise (my name) to act on my behalf in all matters pertaining to the account with yourselves". He then signed it and dated it, and then I followed it up with a phone call to make sure they'd had it and put a note on the account to deal with me.

barbiedoll

Yes, we've done this on a couple of accounts, simply because OH works weird shifts and is not always able to take phone calls during the day. I think he just called the bank or whoever, and asked them to agree to speak to me if necessary. I had to provide a password but other than that, it was no hassle at all.

lanfear

Thank you peeps.

Have to say that I've just phoned Cahoot for some account information and there was a £30 charge due on my account; without me even asking her to do so, the lovely lady on the phone removed it. How nice is that, for a change?

Triggles

Also, if you are not comfortable with doing things on the phone, you can deal with it in writing. DH & I much prefer this as we can then take time to think about what we want to say, plus we then have the correspondence as proof later to refer to in the event there is a problem.