Robinson Way (first aid for your finances)

mcjordi

i received a letter stating first aid for your finances etc...
on the back says 3 options
1) favourable settlement ( i owe 114.83 and they say i can settle for £37.89 which is 33% of the balance) it only says account marked settled (is this enough should they sell it on to other companies/court)?? i can also split this into 3 payments over 3 months

2. they offer to set me up a bank account ( how kind lol)

3. offer independant money advice

any help cheers jordan

happycamel_2

bumping to see if we can get you some replies.

WRINKLES

mcjordi wrote: »

i received a letter stating first aid for your finances etc...
on the back says 3 options
1) favourable settlement ( i owe 114.83 and they say i can settle for £37.89 which is 33% of the balance) it only says account marked settled (is this enough should they sell it on to other companies/court)?? i can also split this into 3 payments over 3 months

2. they offer to set me up a bank account ( how kind lol)

3. offer independant money advice

any help cheers jordan

When a company makes an offer like this it usualy means the debt can not be enforced through the courts or it is statute barred , this means you do not have to pay them a penny .

mcjordi

its for a utility bill ( british gas) so a cca wouldnt be applicable here anyway..

as for statued barred i really dont think its anywhere near being barred..

gone back with a counter offer using there website thingy so lets see how keen they are to help me resolve the situation

WRINKLES

mcjordi wrote: »

its for a utility bill ( british gas) so a cca wouldnt be applicable here anyway..

as for statued barred i really dont think its anywhere near being barred..

Robinson Way are not known for being generous , if you accept an offer from them do it on your terms , send a letter stating that you will accept if they will not pursue you for the remainder of the debt , or sell what remains to another company , and this absolves you from all liability , cant help thinking there is something fishy about this ,

LilacPixie

robinson way. hmmm I would not trust them one iota. Are you sure this debt is yours?

mcjordi

hmmm.. yeah im 99% sure it is.. i did have a britsh gas credit account some time ago ( around 4 years ago.) but tbh i cant remember if it was added on to the meter when i changed to payg.. if they accept my much lower payment then ill pay it if not they can whistle..