Wednesday 11th Aug - What small DFW things will you do today???

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Good morning everyone :wave:hope your all happy & well today x

My presentation went really well, everyone was warm and friendly & I (think) I came across well & as providing a good service (also 2 1/2hrs overtime in leiu)

So today:

• [STRIKE]leftovers for lunch. Had sardine cous cous last night, it didn't look very appetising but surprisingly tasted good![/STRIKE]
• [STRIKE]drive carefully to & from work[/STRIKE]
• [STRIKE]read martin's email[/STRIKE]
• [STRIKE]check banking[/STRIKE] still in credit
• [STRIKE]charge phone at work[/STRIKE]
• [STRIKE]make porridge for everyone for breakfast[/STRIKE]
• cook ham hock overnight in the sc
• [STRIKE]send text for orange wednesday[/STRIKE]
• [STRIKE]book table at Pizza Express (meeting up with my friend :j - neglecting to tell oh becuase its been 3 nights in a row that i've been out )[/STRIKE]
• post off royal mail insurance claim (still haven't done this yet :mad:)
• [STRIKE]pay into bank petrol money[/STRIKE]
• check onepoll in my lunch break]
• water toms tonight

ok that's all I can think of, happy wednesday everyone x

starnac

Good morning dnm. Glad the presentation went well. Working again tonight so off to bed again for me once DD is in nursery

so my small list for today is

paint passage
do cutting in
dinner in slow cooker
post forms to solicitors
put curtains up in study

that'll do for now. Happy Wednesday everyone x

OrangeFairy

!!!!!! we must have started the post at the same time!!!

Can you delete a whole thread?? I can't see how to!

OrangeFairy

Morning all!!

I have started the thread for today too!!!! :rotfl::rotfl: I don't know how to delete it or even if i can! lol

Today i am trying on wedding dresses!!!!! Ekkkkk :eek: I am pretty nervous actually! I have two appointments. Just want to see what style i like really and then i may order similar online at a much lower price!

Today

Lunch in town - keep cost minimal. - perhaps just have a pasty or something
Attempt the cross trainer - havent been on it since my sore legs of the weekend!
Arrange payment of our wedding party hotel
Pop into the craft centre to pick up a few bits for save the date cards
Carry on with DD2's christening present book
DD1 going to a mini camp for the day! She gets to do a bubble workshop and go swimming, make sweets and play ready steady cook! Jealous!!
check banking
Move ballet club money into my account before cheques are cashed
Decide on Godmother - meeting the vicar tomorrow so have to fill final position before then!
Dinner from stores
DD1 eat at friends house
one poll
Surveys

Thats me!

Have a great day everyone!!

OliveOyl_2

:rotfl::rotfl: Let's just keep this one live, and let the other one roll off the front page....... Perhaps remove the smilie at the title?

Morning All :hello:

I'm a bit excited today, it looks like Popeye will be sent to the UK in September for 1 week, thus saving us the cost of a flight :j:j:j I'll go for 3 weeks as there is a fair amount to be sorted out

So today I have/will:

• research flight costs and hope that the cheap flights I saw last week are still available -fingers crossed :j
• pay for it with my 0% card as money is still tight and we could do with postponing the bill
• Make a list of things that I must do there - renew driving licence, sell/scrap car, contact Josiebabe etc :j
• I stopped the TD after the maid left yesterday and the sheets are now on the line, and I will wash our jeans and line dry them too.
• meal from meal plan
• 30 mins on the CT :eek:- didn't do this yesterday as I didn't feel well
• pick up my knitting again - must be completed by September now

Have a great day everybody :A

mogchops

Morning all, thanks to the thread starters!

Lovely sunny morning, much better than the rain we had yesterday!

Today:

- check online banking
- drop DDs at friends
- Go to work
- packed lunches all round
- tea from meal plan
- do all comps ending 11/08
- bit of hokey cokey
- sort pile of paperwork
- do meal plan for next few days
- think of a birthday pressie for a 3 yr old who has everything!
- make a small shopping list
- make blackberry crumble (yum)

Have a lovely day everyone xx

josiebabie

OliveOyl wrote: »

Make a list of things that I must do there - renew driving licence, sell/scrap car, contact Josiebabe etc

Meeeee??? Ohhh how exciting!!! :rotfl:

Well today I was meant to come in on bike but as I couldn't be bothered to cover it up and it rained yesterday it wouldn't start this morning :mad:. No spark so suspect water in coils...booo!

So anyways I drove in this morning and picked friend up on the way.

Here is my list:
- Check banking etc
- DM taking DD to sealife centre in Weymouth today, what fun for them! They are taking picnic so very DFW
- Took pork out of freezer for schnitzel tonight, friend coming over for dinner as well tonight
- Colleague just gave me some cooking apples from his tree so will cook and freeze tonight
- Got a few more customers in today
- 3 purge opportunities
- Some OnePoll today
- 1x HC today as didn't do it yesterday

Jx

kalojac

morning

Today I will..

Aim for low spend day
Wash at 30 degrees
Make pizza dough then make pizza for boys supper
Take sandwich to work
Make up flask at work


Can't think of anything else just now will update soon x

catmiaow

Hello all,

My list for today:

[STRIKE]Check bank
Email friend back
Do some comps before going out
Check out FB and email people back there[/STRIKE]
[STRIKE]Post competitions and OU registration form[/STRIKE]
[STRIKE]Ring up to get spare cosmetic part ordered for car(only £1.20 )[/STRIKE]
[STRIKE]See to pets and take their stuff out
Clean up after OH
Collect £2 winnings from scratchcard and get 2 X TV papers and kitchen roll with it, plus get veg for tonights tea
Go and see my mum and clean as much as poss for her
Ring my nan with free mins
Find out when my clubcard vouchers are coming
More comps
Will skip dance tonight as all in one room so not learning anything - two separate classes normally as group so big
Get petrol[/STRIKE]
[STRIKE]Wash bedsheets, vacuum mattress and upstairs
[/STRIKE]

Hope everyone has a good day!

PurpleFairy26

Morning all:j

Little list for me today:
Check banking
Keep an eye on onepoll
Lunch and tea from stores/plan
Nip out to m&s for a couple of bits of clothes I've been holding out for
Washing on low dry outside
Post of CC vouchers for eurotunnel
Post CC for dh mag subscription
Lots of quality time and cuddles with DD as she's a bit under the weather and feeling a bit sorry for herself

Have a good day everyone :T

P.s. Anyone know if fay is on her hols - not seen her for a while - hope you ok fay if you are just lurking

WelshWoofer

Morning all!
Well done on the presentation determined! And good news for Olive - exciting, a trip home! I used to live in Canada and France (through work) and always looked forward to coming home, especially if it was a free trip!

I have decided to be more proactive today instead of moping around the house. So, today's efforts.....

• Walk dog for free exercise
• Checked banks - getting to the stage where I don't want to know anymore!
• Checked quidco - no change - give me my money!
• Had an email from phone recycling people saying the money is on its way - will almost pay for my half of the council tax this month
• Do any surveys that come
• Walk to Cartridge World (about an hour round trip) and get more ink so I can carry on working on school stuff
• Have a NSD apart from ink
• Update new diary
• Think about a handbag I've seen on ebay to jazz up my outfit for the wedding - its very cheap at the moment (£5) so will make me feel like I've got something new and its very nice
• Do at least 2 hours school work
• All food from stores
• Look into swapping CC balance onto a new card or a loan to be more organised about paying it off
• Phone loan company to see what the balance is
• Do at least 30 mins of getting out of puff exercise
• Phone mum with free landline

That's all for now - have a good day.