We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Northern Rock SAR
barbiedoll
Posts: 5,328 Forumite
I have just received our SAR from Northern Rock, regarding an unsecured loan that we are now paying back via a DMP. Until now, we have never missed any payments but on the statements there are several £30 charges for "missed payments", all of which were paid, albeit a couple of days late. (We were having issues with our bank at the time.) Are we able to reclaim these late payment fees? I understand that credit card fees were set at a sum no higher than £12, does this also apply to loan fees? I obtained the SAR to sort out our missold PPI but if we could claim some of these fees back too, we could chip away at a bit more of the loan! Thanks in advance 
ps, If anyone knows of a template letter, that would be really helpful
ps, If anyone knows of a template letter, that would be really helpful
"I may be many things but not being indiscreet isn't one of them"
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.6K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.7K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards