Common mortgage misconceptions made clear.

luckyfool

Radionotme wrote: »

The 'can't be bothered' to put a work landline down is interesting to me, as I'd very rarely do it. The chances are, especially with something like mortgages, that any calls relating to the people I gave the number to, would be very personal and likely to involve financial discussions. Because of that I'm far more likely to put my mobile number down so I can ensure I can go somewhere private to discuss the issue rather than at my desk.
Plus there are plenty of people such as sales reps who aren't likely to see a landline phone for days at a time, much less be likely to be there to answer it.

The others all make sense, and I'd agree to this being a sticky. Might need a different title though.

Its a pretty basic rule of thumb on mortgage applications to put down as many landline numbers as you can. A work and home one ideally plus your mobile. Failing to do so will] reduce your credit score. Many lenders give you the opportunity to confirm which number you would want to be called on, and at what times if they ever need to get in touch.

mintedmatty

opinions4u wrote: »

Perhaps having a lower disposable income due to their addiction to a state legalised drug has something to do with it.

A couple who smoke 20 a day each will be £300+ a month worse off then non-smokers.

£10 a day! That is what Dizzy Rascal would call 'Bonkers'

Cannon_Fodder

Needs a bump, until someone stickies it.