We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
How would you go about it?
DomRidd
Posts: 42 Forumite
OK wanna get debt free for my little girl and my new wife 
I have;
Student Loan about 3.7k paying £181.54 with about 20months left
Sainsburys Loan with about 7.5k left paying £349 a month about 23months left
Tesco loan about 13.3k left paying £360 a month with about 43 months left (to pay off some cards and buy a car, normally had finance)
RBS card with 5.2k on it which i pay £200 a month off by choice and is interest free for another 14 months...
Two other cards with about 8k available...£0 balance and just closed three other cards...
So apart from paying payments every month, and overpaying my card off like i'm doing, and having only "needs" and no "wants" is there anything else i could do to get debt free quicker... really wanna be buying a home in a couple of years time... i have a 999 credit score and all payments been made on time in last 6 years(prob longer)...
Dom
I have;
Student Loan about 3.7k paying £181.54 with about 20months left
Sainsburys Loan with about 7.5k left paying £349 a month about 23months left
Tesco loan about 13.3k left paying £360 a month with about 43 months left (to pay off some cards and buy a car, normally had finance)
RBS card with 5.2k on it which i pay £200 a month off by choice and is interest free for another 14 months...
Two other cards with about 8k available...£0 balance and just closed three other cards...
So apart from paying payments every month, and overpaying my card off like i'm doing, and having only "needs" and no "wants" is there anything else i could do to get debt free quicker... really wanna be buying a home in a couple of years time... i have a 999 credit score and all payments been made on time in last 6 years(prob longer)...
Dom
0
Comments
-
Hi post a Statement of Affairs up and people will be able to help and advise you.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.1K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards