Egg sent out a field agent to my home

Michelle32

Hi everyone I owe Egg £10,000 on credit cards around 5 months ago I got into difficuties reduced hours at work I wrote to egg informing them of this and managed a reduced payment for a short while I could no longer keep this up and stopped paying but last week pulled my head out of sand and wrote to egg informing them I was setting up a dmp with citizens advice bureau today a field agent turned up at door asking me to call egg there and then I said it was not convenient he gave me their number and went away he wont be back will he.

Thanks
Mic

bottleofred

Hi Michelle32,

There is a letter that you can send about refusing doorstep visits and the rules are that companies can try to make appointments to come to your home, but you don't have to speak to them or let them in. Can you make a token payment of £1 per month in the meantime?

I've also put the letter to stop telephone calls if they harass you. Good luck
Dear Sirs,

Account No: XXXXXXXX

I am writing in relation to the quantity and frequency of telephone calls that I have received from your company, which I deem to be personally harassing. I have verbally requested that these stop, but I am still receiving calls and I now require all further correspondence from your company to be made in writing only. I am of the view that your continued harassment of me by telephone puts you in breach of Section 40 of the Administration of Justice Act 1970, and the Protection from Harassment Act 1997.

If you continue to harass me by telephone, you will also be in breach of the Communications Act (2003) s.127 and I will report you to OFCOM, Trading Standards and The Office of Fair Trading, meaning that you will be liable to a substantial fine. Be advised that any further telephone calls from your company may be recorded and used in evidence and I expect this harassment to cease immediately.

Yours faithfully




Sign digitally

Dear Sirs,

Account No: XXXXXXXX

Please be advised that I will only communicate with you in writing. I have noted your repeated attempts to contact me over the past few weeks and these have been duly logged by time and date. Should it be your intention to arrange a doorstep visit, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make such an appointment with you.

There is an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v Sheppard & Short Ltd [1959] 2 QB 384. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and, if you do so, you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

Yours faithfully




Sign digitally