Company vehicles

dacouch

Judas wrote: »

Your employer has obligations and therefore could be held liable for any incident caused by their lack of care; that said; it is your responsibility to ensure your insured so if something happened you may well be liable too

The employee is under no obligation to check a company vehicle is insured as long as they reasonably believe it was covered

dickydonkin

A reputable company will ensure they have at least an annual license check on all employees who have access to company vehicles and I would not be surprised if that is a requirement of the terms and conditions of the company's vehicle fleet insurance.

C_Mababejive

Mine just wants to see my licence annually to make sure i still have one..!

dacouch

Judas wrote: »

Its your responsibility to ensure your insured; yes reasonableness comes into it; however if you suspect your not (i.e have 9 points or no licence etc) it would be foolish to drive it anyway.

Sorry but you do not know what you are talking about.

The Road Traffic Act gives a specific exemption for driving no with no insurance when driving an employers vehicle in the course of their employment when they neither knew there was no cover in course or had reasonable cause to believe there was no cover in place.

Feel free to look it up, it's section 143 3b) and 3c)

dickydonkin

dacouch wrote: »

Sorry but you do not know what you are talking about.

The Road Traffic Act gives a specific exemption for driving no with no insurance when driving an employers vehicle in the course of their employment when they neither knew there was no cover in course or had reasonable cause to believe there was no cover in place.

Feel free to look it up, it's section 143 3b) and 3c)

Which is fine from a legal perspective, but the implications following the result of an accident where no insurance is in place does not bear thinking about - particularly where there has been a serious injury or fatality.

dacouch

dpassmore wrote: »

Which is fine from a legal perspective, but the implications following the result of an accident where no insurance is in place does not bear thinking about - particularly where there has been a serious injury or fatality.

The MIB is there as Insurer of last resort, it pays claims for third parties who have been hit by negligent uninsured drivers or negligent untraced drivers.


http://www.mib.org.uk/Frequently+Asked+Questions/en/Default.htm