help ....help

dmg1977

hi bit of a problem
i have a ccj with natwest ............
case went to northampton due to pay £65 a month , they did want £265 a month ...........
i made my first payment this month .................
got a letter today it is been transferred to my local court, because natwest want the case reconsidered............
i am expecting a date to go to court, but i am really worried i cant afford anymore than i am paying...........will the court expect more money from me ?

RAS

We need rather more information than this.

What sort of debt?

Do you own your own house?

I assume you admitted the case and offered £65 bu were told to pay £265?

dmg1977

debt was a loan, the house is in mine and partners name ( seperated )
2 kids under eight,
yes i accepted the case, it went to northampton court, they said pay £65, so made my first payment ..................now have a letter, that natwest are going to my local court for a reconsideration

RAS

So where does £265 come into it?

dmg1977

natwest originally wanted me to pay £ 265 ............sorry didnt explain myself, that was the payment they wanted, when talking to them over the phone

RAS

Ok

I think I have got my head round this.

Natwest want to go for a forthwith order, that you will be unable to meet and then secure the loan using a charging order.

if you have paid the £65 per month awarded by the court, then you should be able to prevent this using Mercantile v Ellis - look that up and learn about it.

Di you have the defualt letters for this account? If so go and post allover MSE tonight to up your post count. Then scan the letter (remove name, bar codes, account numbers) and post it here. Will look in tomorrow.

Fribourg

Funny enough, I was paying my CCJ in time, the amount was 13.45 a month, but they didn't like it, and they went for a CO, and the judge say ok, so it went forthwith, and then i had the CO on my property, and all this happened in 2006, so did they play with my no knowledge of the system? I guess they did